利用随机森林和决策树算法识别非法交易中的信用卡欺诈

Indah Werdiningsih, Endah Purwanti, Gede Rangga Wira Aditya, Auliya Rakhman Hidayat, R. Sulthan Rafi Athallah, Virda Adisty Sahar, Tio Satrio Wibisono, Darren Febriand Nura Somba
{"title":"利用随机森林和决策树算法识别非法交易中的信用卡欺诈","authors":"Indah Werdiningsih, Endah Purwanti, Gede Rangga Wira Aditya, Auliya Rakhman Hidayat, R. Sulthan Rafi Athallah, Virda Adisty Sahar, Tio Satrio Wibisono, Darren Febriand Nura Somba","doi":"10.32736/sisfokom.v12i3.1730","DOIUrl":null,"url":null,"abstract":"The use of credit cards is increasing in today's digital era. This increase has resulted in many cases of fraud which have had a negative impact on credit card owners. To overcome this, many financial institutions have developed credit card fraud detection systems that can identify suspicious transactions. This study uses a classification method, namely random forest and decision tree to identify illegal transactions using a credit card, which then compares the results and attempts to create a model that can be useful for detecting fraud using a credit card that is more accurate and effective. The result of this study is that the accuracy provided by the Decision Tree Classifier is 0.98, while the accuracy provided by the Random Forest Classification is also 0.975. The conclusion obtained that the decision tree has a higher level of accuracy compared to the Random Forest Classification Algorithm, which is 98%. On the other hand, the Random Forest classification algorithm has a slightly lower level of accuracy compared to the Decision Tree classification algorithm, with an accuracy rate of 97.5%","PeriodicalId":34309,"journal":{"name":"Jurnal Sisfokom","volume":"42 8","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-11-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Identifying Credit Card Fraud in Illegal Transactions Using Random Forest and Decision Tree Algorithms\",\"authors\":\"Indah Werdiningsih, Endah Purwanti, Gede Rangga Wira Aditya, Auliya Rakhman Hidayat, R. Sulthan Rafi Athallah, Virda Adisty Sahar, Tio Satrio Wibisono, Darren Febriand Nura Somba\",\"doi\":\"10.32736/sisfokom.v12i3.1730\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The use of credit cards is increasing in today's digital era. This increase has resulted in many cases of fraud which have had a negative impact on credit card owners. To overcome this, many financial institutions have developed credit card fraud detection systems that can identify suspicious transactions. This study uses a classification method, namely random forest and decision tree to identify illegal transactions using a credit card, which then compares the results and attempts to create a model that can be useful for detecting fraud using a credit card that is more accurate and effective. The result of this study is that the accuracy provided by the Decision Tree Classifier is 0.98, while the accuracy provided by the Random Forest Classification is also 0.975. The conclusion obtained that the decision tree has a higher level of accuracy compared to the Random Forest Classification Algorithm, which is 98%. On the other hand, the Random Forest classification algorithm has a slightly lower level of accuracy compared to the Decision Tree classification algorithm, with an accuracy rate of 97.5%\",\"PeriodicalId\":34309,\"journal\":{\"name\":\"Jurnal Sisfokom\",\"volume\":\"42 8\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-11-08\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Jurnal Sisfokom\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.32736/sisfokom.v12i3.1730\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Sisfokom","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.32736/sisfokom.v12i3.1730","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

摘要

在当今的数字时代,信用卡的使用越来越多。这种增长导致了许多欺诈案件,对信用卡所有者产生了负面影响。为了克服这个问题,许多金融机构开发了可以识别可疑交易的信用卡欺诈检测系统。本研究使用一种分类方法,即随机森林和决策树来识别使用信用卡的非法交易,然后将结果进行比较,并尝试创建一个模型,该模型可以用于更准确和有效地检测使用信用卡的欺诈行为。本研究的结果是决策树分类器提供的准确率为0.98,而随机森林分类器提供的准确率也为0.975。得出的结论是,与随机森林分类算法相比,决策树具有更高的准确率,准确率为98%。另一方面,Random Forest分类算法的准确率略低于Decision Tree分类算法,准确率为97.5%
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Identifying Credit Card Fraud in Illegal Transactions Using Random Forest and Decision Tree Algorithms
The use of credit cards is increasing in today's digital era. This increase has resulted in many cases of fraud which have had a negative impact on credit card owners. To overcome this, many financial institutions have developed credit card fraud detection systems that can identify suspicious transactions. This study uses a classification method, namely random forest and decision tree to identify illegal transactions using a credit card, which then compares the results and attempts to create a model that can be useful for detecting fraud using a credit card that is more accurate and effective. The result of this study is that the accuracy provided by the Decision Tree Classifier is 0.98, while the accuracy provided by the Random Forest Classification is also 0.975. The conclusion obtained that the decision tree has a higher level of accuracy compared to the Random Forest Classification Algorithm, which is 98%. On the other hand, the Random Forest classification algorithm has a slightly lower level of accuracy compared to the Decision Tree classification algorithm, with an accuracy rate of 97.5%
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
40
审稿时长
8 weeks
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信