This study aims to determine the effect of literacy finance, minimal capital and spiritual intelligence on the investment decisions of Islamic financial management students class of 2018-2021 with a total sample of 89 students. Method research that is quantitative by spreading the questionnaire through google forms and data processing using the SPSS version 26 test tool. With the result that financial literacy, minimum capital and intelligence have a positive effect on investment decisions with percentage by 78%. While partially, there is no significant effect of financial literacy on student investment decisions. Minimum capital and spiritual intelligence have a significant effect on student investment decisions.