个人对伊斯兰债券的购买意愿:基于发展中经济体的研究

IF 1.2 Q4 BUSINESS
K. M. Anwarul Islam, Serajul Islam, Sami Al-Kharusi, Abul Bashar Bhuiyan, Md. Shariful Haque
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引用次数: 1

摘要

符合伊斯兰教法(Sukuk)的债券最近在穆斯林国家推出。伊斯兰债券因其无利息的特点而受到穆斯林的欢迎。因此,本研究以穆斯林发展中国家孟加拉国为研究对象,探讨穆斯林对伊斯兰债券的态度、穆斯林的宗教性以及他们的主观规范对伊斯兰债券购买意愿的影响。这项研究涉及孟加拉国达卡不同金融机构的412名伊斯兰金融产品客户。这项研究使用了一种方便的抽样技术。该研究使用问卷调查来评估三个自变量:态度、宗教信仰和主观规范。因变量为伊斯兰债券的购买意向。采用SPSS 29.0版统计软件包对假设进行检验,置信区间为95%。结果表明,三个自变量与因变量显著相关。主观规范与购买意愿的相关性最高(r = 0.644)。回归结果表明,态度、宗教信仰和主观规范对孟加拉国伊斯兰债券的个人购买意愿有统计学影响。消费者的态度(β = 0.386)对其购买意愿的影响更大。此外,消费者的主观规范(β = 0.302)对购买意愿的影响第二高。这些变量解释了显著比例的可变性观察到的购买意愿。同时,t检验显示男性个体的购买意愿高于女性个体。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Individuals’ purchase intention of the Sukuk bond: A study on developing economy
The Shariah-compliant (Sukuk) bond has been recently introduced in Muslim countries. Sukuk is getting popular among the Muslim population because of its non-interest feature. Thus, this study explores the impact of attitude toward the Sukuk bond, Muslim people’s religiosity, and their subjective norms on the purchase intention of the Sukuk bond in a Muslim developing country: Bangladesh. The study involved 412 individuals who were current customers of Islamic financial products at different financial institutions in Dhaka, Bangladesh. The study used a convenience sampling technique. The study used a survey questionnaire to assess the three independent variables: attitude, religiosity, and subjective norms. The dependent variable was the purchase intention of the Sukuk bond. The statistical software package, SPSS version 29.0, was utilized to test the hypotheses considering a 95% confidence interval. The findings indicate that three independent variables significantly correlated with the dependent variable. The highest correlation was found between subjective norms (r = 0.644) and purchase intention. The regression results suggest that attitude, religiosity, and subjective norms statistically impact the individuals’ purchase intention of the Sukuk bond in Bangladesh. It also shows that consumers’ attitude (β = 0.386) has a greater impact on their purchase intention. Also, consumers’ subjective norms (β = 0.302) have the second highest influence on purchase intention. These variables explain a significant proportion of the variability observed in purchase intention. Also, the t-test shows that male individuals have higher purchase intentions than females.
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来源期刊
Innovative Marketing
Innovative Marketing Economics, Econometrics and Finance-Economics, Econometrics and Finance (miscellaneous)
CiteScore
2.50
自引率
9.10%
发文量
58
审稿时长
9 weeks
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