{"title":"存款费和滞纳金对Bsi Gunung Tua金典当客户满意度的影响","authors":"Bana Darwisah Pohan, tut anggraini","doi":"10.36908/isbank.v8i2.705","DOIUrl":null,"url":null,"abstract":"This study aims to understand the effect of safekeeping fees (ujrah) and fines for late payment of gold pawn products on customer satisfaction at Bank Syariah Indonesia (BSI) KCP Gunung Tua. This type of research is quantitative research with the sample is 95 respondents. Using data collection techniques in the form of a questionnaire. Data analysis is using, namely the Validity test, reliability test, normality test, classic assumption test, multiple linear regression analysis, partial test (t test), simultaneous test (F test), and test the coefficient of determination (R2). From the results of the study it was concluded that together with the cost of safekeeping (ujrah) and late payment fines for gold pawn products, they have an effect and are partial to gold pawn customer satisfaction. Simultaneously, the value of Sig. namely 0.000 <0.05 and fcount 42.020 > ftable 3.10. Partially, the value of Sig. X1 = 0.000 and X2 = 0.000, then the value of both <0.05 and with tcount X1 = 3.156 and X2 = 4.187 > ttable 2.604.","PeriodicalId":377186,"journal":{"name":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"10 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-02-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The Influence of Deposit Fee And Late Fine On Customer Satisfaction of Bsi Gunung Tua Gold Pawn\",\"authors\":\"Bana Darwisah Pohan, tut anggraini\",\"doi\":\"10.36908/isbank.v8i2.705\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study aims to understand the effect of safekeeping fees (ujrah) and fines for late payment of gold pawn products on customer satisfaction at Bank Syariah Indonesia (BSI) KCP Gunung Tua. This type of research is quantitative research with the sample is 95 respondents. Using data collection techniques in the form of a questionnaire. Data analysis is using, namely the Validity test, reliability test, normality test, classic assumption test, multiple linear regression analysis, partial test (t test), simultaneous test (F test), and test the coefficient of determination (R2). From the results of the study it was concluded that together with the cost of safekeeping (ujrah) and late payment fines for gold pawn products, they have an effect and are partial to gold pawn customer satisfaction. Simultaneously, the value of Sig. namely 0.000 <0.05 and fcount 42.020 > ftable 3.10. Partially, the value of Sig. X1 = 0.000 and X2 = 0.000, then the value of both <0.05 and with tcount X1 = 3.156 and X2 = 4.187 > ttable 2.604.\",\"PeriodicalId\":377186,\"journal\":{\"name\":\"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah\",\"volume\":\"10 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-02-04\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.36908/isbank.v8i2.705\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36908/isbank.v8i2.705","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
本研究旨在了解印尼伊斯兰银行(BSI) KCP Gunung Tua的保管费(ujrah)和逾期支付黄金典当产品罚款对客户满意度的影响。这种类型的研究是定量研究,样本是95受访者。使用问卷形式的数据收集技术。数据分析采用的是,即效度检验、信度检验、正态性检验、经典假设检验、多元线性回归分析、偏检验(t检验)、同时检验(F检验),以及决定系数检验(R2)。从研究结果中得出结论,与保管成本(ujrah)和逾期付款罚款一起,它们对金典当产品的客户满意度有影响,并且是局部的。同时,在表3.10中,Sig.的值即0.000。部分地,Sig. X1 = 0.000, X2 = 0.000,则两个表的值均为2.604。
The Influence of Deposit Fee And Late Fine On Customer Satisfaction of Bsi Gunung Tua Gold Pawn
This study aims to understand the effect of safekeeping fees (ujrah) and fines for late payment of gold pawn products on customer satisfaction at Bank Syariah Indonesia (BSI) KCP Gunung Tua. This type of research is quantitative research with the sample is 95 respondents. Using data collection techniques in the form of a questionnaire. Data analysis is using, namely the Validity test, reliability test, normality test, classic assumption test, multiple linear regression analysis, partial test (t test), simultaneous test (F test), and test the coefficient of determination (R2). From the results of the study it was concluded that together with the cost of safekeeping (ujrah) and late payment fines for gold pawn products, they have an effect and are partial to gold pawn customer satisfaction. Simultaneously, the value of Sig. namely 0.000 <0.05 and fcount 42.020 > ftable 3.10. Partially, the value of Sig. X1 = 0.000 and X2 = 0.000, then the value of both <0.05 and with tcount X1 = 3.156 and X2 = 4.187 > ttable 2.604.