{"title":"MINAHASA的PT BPR PARO利润评估分析","authors":"Natalita Devinia Rondonuwu, F. Sumual, O. Tala","doi":"10.46880/jsika.vol6no2.pp126-135","DOIUrl":null,"url":null,"abstract":"The purpose of this study was to determine the financial performance of PT BPR Paro Laba Tondano, Minahasa using the profitability ratio approach, solvency ratio, liquidity ratio, and growth ratio for the 2016-2020 period. The secondary data source used was taken directly at PT BPR Paro Laba Tondano, Minahasa. The data collection method used is documentation. This research method is descriptive quantitative. The results showed that the profitability ratio using the ROE ratio showed that the bank was quite capable of earning profits from its own capital. The growth ratio shows the growth per semester continues to decline. Solvency ratios using Debt-to-Equity Ratio show banks are able to pay debts with the capital they have. The growth ratio shows growth from 2016 to 2017 to 2017 to 2018 up, 2017 to 2018 to 2018 to 2019 down, and 2018 to 2019 to 2019 to 2020 back up. Liquidity ratios using Quick Ratio show that banks are less able to fulfill obligations to depositors with the most liquid assets. The growth ratio shows growth from 2016 to 2017 to 2017 to 2018 up, while 2018 to 2019, 2019 to 2020 down.","PeriodicalId":435877,"journal":{"name":"METHOSIKA: Jurnal Akuntansi dan Keuangan Methodist","volume":"215 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"ANALISIS PENILAIAN KINERJA KEUANGAN PADA PT. BPR PARO LABA TONDANO, MINAHASA\",\"authors\":\"Natalita Devinia Rondonuwu, F. Sumual, O. Tala\",\"doi\":\"10.46880/jsika.vol6no2.pp126-135\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purpose of this study was to determine the financial performance of PT BPR Paro Laba Tondano, Minahasa using the profitability ratio approach, solvency ratio, liquidity ratio, and growth ratio for the 2016-2020 period. The secondary data source used was taken directly at PT BPR Paro Laba Tondano, Minahasa. The data collection method used is documentation. This research method is descriptive quantitative. The results showed that the profitability ratio using the ROE ratio showed that the bank was quite capable of earning profits from its own capital. The growth ratio shows the growth per semester continues to decline. Solvency ratios using Debt-to-Equity Ratio show banks are able to pay debts with the capital they have. The growth ratio shows growth from 2016 to 2017 to 2017 to 2018 up, 2017 to 2018 to 2018 to 2019 down, and 2018 to 2019 to 2019 to 2020 back up. Liquidity ratios using Quick Ratio show that banks are less able to fulfill obligations to depositors with the most liquid assets. The growth ratio shows growth from 2016 to 2017 to 2017 to 2018 up, while 2018 to 2019, 2019 to 2020 down.\",\"PeriodicalId\":435877,\"journal\":{\"name\":\"METHOSIKA: Jurnal Akuntansi dan Keuangan Methodist\",\"volume\":\"215 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-04-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"METHOSIKA: Jurnal Akuntansi dan Keuangan Methodist\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.46880/jsika.vol6no2.pp126-135\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"METHOSIKA: Jurnal Akuntansi dan Keuangan Methodist","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.46880/jsika.vol6no2.pp126-135","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
本研究的目的是确定PT BPR Paro Laba Tondano, Minahasa公司2016-2020年期间的财务绩效，采用盈利能力比率法、偿付能力比率、流动性比率和增长比率。所使用的辅助数据源直接取自PT BPR Paro Laba Tondano, Minahasa。使用的数据收集方法是文档。这种研究方法是描述性定量的。结果表明，利用净资产收益率计算的盈利能力表明，该银行具有较强的自有资本盈利能力。增长率显示，每学期的增长率继续下降。偿债能力比率(Debt-to-Equity Ratio)显示银行有能力用现有资本偿还债务。增长率从2016年到2017年增长到2017年到2018年上升，2017年到2018年到2018年下降，2018年到2019年到2019年到2020年回升。使用速动比率法计算的流动性比率表明，银行对拥有最具流动性资产的存款人履行义务的能力较弱。增长率从2016年到2017年增长到2017年到2018年上升，而2018年到2019年，2019年到2020年下降。
ANALISIS PENILAIAN KINERJA KEUANGAN PADA PT. BPR PARO LABA TONDANO, MINAHASA
The purpose of this study was to determine the financial performance of PT BPR Paro Laba Tondano, Minahasa using the profitability ratio approach, solvency ratio, liquidity ratio, and growth ratio for the 2016-2020 period. The secondary data source used was taken directly at PT BPR Paro Laba Tondano, Minahasa. The data collection method used is documentation. This research method is descriptive quantitative. The results showed that the profitability ratio using the ROE ratio showed that the bank was quite capable of earning profits from its own capital. The growth ratio shows the growth per semester continues to decline. Solvency ratios using Debt-to-Equity Ratio show banks are able to pay debts with the capital they have. The growth ratio shows growth from 2016 to 2017 to 2017 to 2018 up, 2017 to 2018 to 2018 to 2019 down, and 2018 to 2019 to 2019 to 2020 back up. Liquidity ratios using Quick Ratio show that banks are less able to fulfill obligations to depositors with the most liquid assets. The growth ratio shows growth from 2016 to 2017 to 2017 to 2018 up, while 2018 to 2019, 2019 to 2020 down.
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