BMT NU Ngasem Jampet分公司在通过Rahn融资增加Jampet市场中小微企业收入中的作用

M. E. Wahyudi, J. Purnomo, Moch. Zaenal Azis Muctharom
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引用次数: 0

摘要

本研究的目的是描述BMT NU Ngasem Jampet分行在Jampet市场通过Rahn融资增加中小微企业收入的作用。采用定性方法。结果表明,BMT NU Ngasem Jampet分行的融资作用符合伊斯兰金融机构的总体目标,即为社区及其成员的福利提高社区经济业务的质量。特别是在融资产品方面,由于这种融资的存在,使得它成为中小微企业或市场贸易商在资金上比以往更能用于发展和完善自身业务的解决方案。因此,融资是中小微企业或市场交易者增加业务收入的一种方式。BMT NU Ngasem Jampet分行成功实施了与中小微企业或市场交易者融资相关的工作方案。BMT NU Ngasem Jampet分行与Jampet市场的几家中小微企业或贸易商进行融资,共计22家成员,这证明了这一点,但有一些成员在分期付款方面存在困难,因为他们的销售仍然不像其他贸易商。使分期付款延迟,使分期付款时间延长。同时,经历过业务发展,融资分期顺利,并根据到期日制定还款时间的会员。116 . Eko Wahyudi, Joko Hadi Purnomo, Moch。根据Zaenal Azis Muctharom Journal AL-IKTISAB在Jampet市场的报告,rahn融资的收入增加了,2021年5月平均每月收入的3.4%。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Role of BMT NU Ngasem Jampet Branch in Increasing MSME Income in Jampet Market Through Rahn Financing
The purpose of this research was to describe the role of BMT NU Ngasem Jampet Branch in increasing the income of MSMEs in Jampet Market through Rahn Financing. The method used was qualitative. The results showed that the role of financing applied by BMT NU Ngasem Jampet Branch is in accordance with the objectives of Islamic financial institutions in general, namely improving the quality of the community’s economic business for the welfare of the community and its members. Especially in financing products, because the existence of this financing makes it a solution for MSMEs or market traders in the capital used to develop and improve their business than before. So that financing is one way for MSMEs or market traders to increase their business income. The success of BMT NU Ngasem Jampet Branch in carrying out work programs related to financing realized for MSMEs or market traders. This is evidenced by the implementation of financing carried out by BMT NU Ngasem Jampet Branch with several MSMEs or traders in Jampet Market who carry out financing totaling 22 members, but there are some members who have difficulty in terms of installments because their sales are still quiet unlike other traders. So that it makes the installments delay and makes the installment time longer. Meanwhile, members who experience business development and are smooth in financing installments and make the repayment time according to maturity. From the application of financing to 11 MSMEs 116 M. Eko Wahyudi, Joko Hadi Purnomo, Moch. Zaenal Azis Muctharom Journal AL-IKTISAB in the Jampet Market, there was an increase in income for rahn financing with an average of 3.4% of income per month of May 2021.
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