基于多准则决策的电子移动支付商业模式评价

Abdolghader Pourali, Elham Hashempour
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引用次数: 0

摘要

由于客户使用手机及其可用性的显着增长,该工具可以被认为是最好的工具。对于实施移动支付服务的电子支付,应考虑银行、运营商、服务提供商和使用技术等其他对象和参与者作为有效的交互角色。此外,为了实现移动支付解决方案的参数有效优化,需要使用合适的业务模型。首先,在本次实验中,讨论了移动支付领域的不同商业模式以及各利益相关者在这些模式中的作用及其优缺点。运用多准则决策的方法,对世界上四种著名的商业模式进行了评价,结果表明合作模式是移动支付方式中最合适的模式。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
An evaluation of business models in e-mobile payment by using multiple criteria decision making
Due to the significant growth in the usage of cell phone by customers and its availability, this tool can be considered such the best tool. For e-payment for implementing the mobile payment service, other objects and players should be considered such as banks, operators, service providers and the used technology as the effective interaction role. In addition, for effective optimization of parameters for implementing the mobile payment solution a proper model of business should be used. First of all, in this experiment, different business models in the field of mobile payment and the role of each stakeholder in these models and their positive and negative points are discussed. Moreover, by using method of Multiple Criteria Decision Making, four famous business models of the world are evaluated and the result of this evaluation highlights that the cooperation model is the most Appropriate Model in terms of mobile payment methods.
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