伊斯兰金融和银行对可持续发展目标的国家基础设施和经济增长的影响

Nur Frita, Ikhwan Hamdani , Abrista Devi
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引用次数: 1

摘要

印度尼西亚人民的金融知识参差不齐,这表明有些人无法使用伊斯兰金融机构的服务,无论是在伊斯兰银行融资还是存款。基础设施的质量仍然相对较差,因此无法实现可持续发展目标。本研究旨在确定普惠金融对经济增长的影响、伊斯兰银行对经济增长的影响、普惠金融对基础设施的影响以及伊斯兰银行对基础设施的影响。本研究采用关联定量研究,使用金融普惠变量(伊斯兰银行第三方基金)和伊斯兰银行变量(伊斯兰银行融资)来研究这些变量对因变量即经济增长(GRDP)和国家基础设施(长度)是否存在影响。街道)。采集的数据为二次数据和时间序列数据。本研究采用面板数据回归方法,使用Eviews软件进行处理。本研究的结果是,金融包容性对经济增长没有显著影响,金融包容性对国家基础设施有显著的积极影响,伊斯兰银行对经济增长没有显著影响,伊斯兰银行对国家基础设施没有显著影响。在金融包容性、伊斯兰银行、经济增长和国家基础设施的变量中,建议使用其他更多样化的指标,以便我们都能了解印度尼西亚伊斯兰金融的包容性有多高。并且,更加专注,可以对国家和国际社会的可持续发展目标计划产生广泛的积极影响。关键词:普惠金融,伊斯兰银行,经济增长,国家基础设施,可持续发展目标
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Inklusi Keuangan dan Bank Syariah terhadap Infrastruktur Nasional Dan Pertumbuhan Ekonomi Dalam Program SDGs  
The uneven financial literacy of the Indonesian people indicates that there are people who have not been able to use the services of Islamic financial institutions, both financing and deposits at Islamic banks. The quality of infrastructure is still relatively poor so that the Sustainable Development Goals (SDGs) have not been created. This study aims to determine the effect of financial inclusion on economic growth, the influence of Islamic banks on economic growth, the effect of financial inclusion on infrastructure, and the influence of Islamic banks on infrastructure. This study uses associative quantitative research, using Financial Inclusion variables (Islamic Bank Third Party Funds) and Islamic Bank variables (Islamic Banking Financing) to find out whether there is an effect of these variables on the dependent variable, namely Economic Growth (GRDP) and National Infrastructure (Length). Streets). The data collected is secondary data and time series data. In this study using panel data regression method which is processed using Eviews 9. The findings of this study are that Financial Inclusion does not have a significant effect on Economic Growth, Financial Inclusion has a significant and positive effect on National Infrastructure, Islamic Banks do not have a significant influence on Economic Growth, and Islamic Banks do not have a significant influence on National Infrastructure. In the variables of Financial Inclusion, Islamic Banks, Economic Growth and National Infrastructure, it is recommended to use other, more varied indicators so that we can all reach how far the inclusiveness of Islamic finance in Indonesia. And, be more focused and can have a positive impact on the SDGs program broadly for the national and international community.  Keywords: Financial Inclusion, Islamic Banks, Economic Growth, National Infrastructure, Sustainable Development Goals (SDGs).
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