中小企业采用伊斯兰金融的建模:行为意图和创新是否重要?

H. Asad, Memoona Shaheen, Muhammad Aftab
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引用次数: 2

摘要

本研究旨在建立一个模型来解释中小型企业(SMEs)对伊斯兰金融的采用。我们将计划行为理论与创新扩散理论结合起来,扩展了计划行为理论。所提出的模型通过关注中小企业(SMEs)来考察创新性以及对伊斯兰金融的态度形成和意向因素的影响。运用结构方程模型对505家中小企业主的数据进行了分析。结果表明,不仅对伊斯兰金融的态度和其他行为因素决定了使用伊斯兰金融的意愿,创新性也很重要。关键词:动量,投资组合,赢家股票,输家股票
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Modeling Islamic Finance Adoption for SMEs: Do behavioral intentions and innovativeness matter?
This study aims to develop a model that explains the Islamic finance adoption by small and medium enterprises (SMEs). We extend the Theory of Planned Behavior by uniting it with the Theory of Diffusion of Innovation. The proposed model examines the effect of innovativeness along with the attitude formation and intention factors towards Islamic finance by focusing on the small and medium enterprises (SMEs). This model was tested by analyzing data from 505 SMEs owners using Structural Equation Modelling. The results show that it is not only the attitude towards Islamic finance and other behavioral factors that determine the intention to use Islamic finance, the innovativeness also matters Keywords: Momentum, Portfolio, Winner Stocks, Loser Stocks
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