基于层次分析与聚类相结合的燃气用户信用评价方法

Wenqing Xu, Huiqun Yu, Jianmei Guo, Jinglei Shen, Huaiying Sun
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引用次数: 1

摘要

客户信用评价是燃气公司实现营销管理的重要任务,对提高企业经济效益具有重要意义。通过分析影响燃气客户信用的各种因素,建立了燃气客户信用指标层次。然后,在信用指标层次结构的基础上,提出了一种基于聚类分析和层次分析法的混合信用评价方法。该方法首先通过聚类分析将燃气客户划分为不同的群组,然后通过层次分析法确定信用指标权重,最后结合以上两种结果对燃气客户的信用等级进行评价。通过对某燃气公司实际数据的实证分析表明,该模型综合了客户数据的统计特性和燃气专业人员的实际工作经验,能够合理有效地评价燃气客户信用等级。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Credit evaluation of gas consumers by combining hierarchy analysis with clustering
Credit evaluation of customer is an important task for gas companies to achieve marketing management, and is of great significance to improve the economic efficiency of enterprises. By analyzing various factors influencing gas customer credit, a gas customer credit index hierarchy is established. Then, based on the credit index hierarchy, this paper proposes a hybrid credit evaluation method by cluster analysis and analytic hierarchy process(AHP). This method first divides gas customers into different groups by cluster analysis, then determines the credit index weight by AHP, and finally evaluates gas customer credit rating by combining the above two results. The empirical analysis of the actual data of a gas company shows that as a synthesis of customer data's statistical properties and gas professionals' actual work experience, this model can evaluate gas customer credit rating rationally and effectively.
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