Analysis of Islamic Commercial Bank Health Level Based on RGEC Methods 2014–2017 Periods

This study aims to assess the health level of the National Islamic Commercial Bank using the RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) method in accordance with Bank Indonesia Regulation Number 13/1 / PBI / 2011 in the 2013-2017 period. This research is a descriptive study with a quantitative approach. The Risk Profile variable is measured by the ratio of Non Performance Financing (NPF) and Financing to Deposit Ratio (FDR). Good Corporate Governance (GCG) is measured using self-assessment from the company (BI Circular Number 13/24 / DPNP. Earning is measured using the ratio of Return on Assets (ROA) and Net Interest Margin (NIM), and Capital is measured using the CAR ratio. The results obtained by the RGEC method during the study period (2014-2017) indicate the level of health of Islamic Commercial Banks has stagnated at Composite Rating 4 or Poor Healthy.