银行产品中的公共利益分析

Tukma Tukma, D. Harahap, Ihdi Aini, Ida Royani
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引用次数: 3

摘要

本研究是基于Muara Batang Toru区Muara Manompas村的环境I中仍有许多人不熟悉伊斯兰银行产品这一事实。伊斯兰银行的快速发展并没有影响公众对伊斯兰银行产品的兴趣。环境I Muara Manompas村的整个社区都是穆斯林,但公众对伊斯兰银行产品的兴趣仍然很低。比起伊斯兰银行,很多人更喜欢传统银行提供的产品,这证明了这一点。安德烈·维克索诺的兴趣表达理论是一种仍然关注某些活动的倾向。根据Yudrik Jahja在他的书中所说,教育心理学的兴趣是一种冲动,它使个人的注意力集中在特定的对象上,如工作、课程、物体和人。使用的抽样技术是随机抽样。数据处理使用SPSS软件23版。数据分析使用仪器效度和信度检验、描述性统计分析检验、正态性检验、由多重共线性检验和异方差检验组成的经典假设检验、多元线性回归检验和假设检验。本研究结果表明,部分知识变量对公共利益有影响,其值为thitung = 1.841,因此thitung表为(1841 1.66792)。位置变量对人们的利益有影响,其值为1.917,因此公共利益表(1.917 1.66792);服务质量变量对公共利益没有影响,其值为1.172,因此公共利益表(1172 1.66792)。同时研究结果表明,知识、地理位置和服务质量等变量对人们的利益有影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Analysis Of Public Interest In Banking Products
This research is based on the fact that there are still many people in Environment I Of Muara Manompas Village, Muara Batang Toru District, not yet familiar with Islamic bank products. The rapid development of Islamic banks has not been able to affect the public interest in products offered by Islamic banks. The entire community of Environment I Muara Manompas Village is Muslim, but public interest in Islamic bank products is still low. This is evidenced by the number of people who prefer products offered by conventional banks rather than Islamic banks. Andri Wicaksono's theory of expressing interest is a tendency that still pays attention to some activities. According to Yudrik Jahja in his book, Educational Psychology interest is an impulse that causes the bonding of individual attention to certain objects such as work, lessons, objects, and people. The sampling technique used is random sampling. Data processing uses SPSS application version 23. Data analysis uses instrument validity and reliability tests, descriptive statistical analysis tests, normality tests, classical assumption tests consisting of multicollinearity tests and heteroskedasticity tests, multiple linear regression tests, and hypothesis tests. The results of this study showed partially the variable of knowledge has an influence on public interest with a value of thitung = 1.841, so thitung ttabel, (1,841 1.66792). Location variables have an influence on people's interests with thitung value = 1.917 so that thitung ttabel (1.917 1.66792) and service quality variables have no effect on public interest with thitung value = 1.172 so thitung ttabel (1,172 1.66792). The results of simultaneous research show that the variables of knowledge, location, and quality of service have an influence on people's interests.
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