大五人格在伊斯兰理财规划中的调节作用

Dea Aryandhana Mulyana Haris, Bayu Taufiq Possumah, Dede Abdul Fatah
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引用次数: 2

摘要

伊斯兰理财是一种审慎的理财规划的制定过程,使其与伊斯兰教法相适应,以达到Al-Falah的水平,即dunya的祝福和akhira的救赎。然而,随着伊斯兰理财规划的重要性,个人谁应用伊斯兰理财规划管理自己的财富仍然是罕见的。因此,本研究旨在发现伊斯兰理财素养对每个人伊斯兰理财规划的影响,以及五大人格特质的调节作用。研究者使用简单回归检验找出伊斯兰理财素养对伊斯兰理财规划的影响,并使用调节多元回归(MMR)分析得出大五人格特质可以调节伊斯兰理财素养对伊斯兰理财规划的影响。采用问卷调查法对万隆地区115名穆斯林企业家进行问卷调查。本研究结果显示,伊斯兰理财素养对伊斯兰理财规划有显著影响,而大五人格特质在一定程度上调节了这种影响。尽责性和开放性人格特质对伊斯兰理财素养对伊斯兰理财规划的影响有调节作用,而五大人格特质中的其他三个人格特质对伊斯兰理财规划的影响没有调节作用。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Big Five Personality As Moderating The Effect Of Islamic Financial Planning
Islamic financial planning is a making process of financial planning in prudence to make it compatible with Islamic law in order to achieve the level of Al-Falah, that is the blessing of dunya and the salvation of akhira. Yet, with the importance of Islamic financial planning, the individuals who apply the Islamic financial planning in managing their wealth are still rare. So that this research intends to discover the influence of Islamic financial literacy towards each individual’s Islamic financial planning, and moderation effects given by the big five personality trait. The researcher used the simple regression test to find out the Islamic financial literacy effects towards the Islamic financial planning, and used the analysis of moderated multiple regression (MMR) to take the idea that the big five personality trait can moderate the Islamic financial literacy effects towards the Islamic financial planning. The data is collected by using the survey technique through questionnaire distribution to 115 moslem entrepreneurs in Bandung area. The result of this research shows that the Islamic financial literacy influences the Islamic financial planning significantly, and the big five personality trait partially moderates that influence. Furthermore, the conscientiousness and opennes to experience personality trait moderate the influence of Islamic financial literacy towards Islamic financial planning, while the other three of big five personality trait do not moderate.
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