金融经验和经济理性对经济中介下占壁市家庭妇女经济决策的影响

Ahmad Rifki, Cipto Wardoyo, L. Rokhmani
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引用次数: 0

摘要

本研究旨在以经济素养为中介,探讨金融经验与经济理性对占碑市家庭主妇经济决策的影响。本研究采用定量研究方法,采用解释性研究方法。研究样本是Pelayangan和Danau Teluk地区的379名家庭主妇。数据分析采用结构方程建模(SEM)与smartPLS 3.0软件。研究结果表明:1)金融经验对家庭主妇的经济决策有正向显著影响;2)经济理性对家庭主妇的经济决策无影响且不显著;3)经济素养对家庭主妇的经济决策有正向显著影响;(5)经济理性对家庭主妇经济素养有正向显著影响;(6)金融经验通过经济素养作为中介变量对家庭主妇经济决策有正向显著影响;(7)理性经济学通过经济素养作为中介变量对家庭主妇经济决策有正向显著影响。研究结果表明:1)经济素养增强了金融经验和经济理性对经济决策的影响;2)家庭主妇需要提高自己的金融经验、良好的经济理性和经济素养,才能做出正确的经济决策。这种增加是必要的,因为经济形势有时不太稳定,难以预测。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Effect of Financial Experience and Economic Rationality on The Economic Decision of Household Women in Jambi City Mediated By Economic
This study aims to determine the effect of financial experience and economic rationality on the economic decisions of Jambi city housewives mediated by economic literacy. This study uses a quantitative method with a type of explanatory research. The research sample is 379 housewives in the districts of Pelayangan and Danau Teluk. Data analysis uses Structural Equation Modeling (SEM) with smartPLS 3.0 software. The results of the study show 1) Financial Experience Has a Positive and Significant Influence on the Economic Decisions of Housewives, 2) Economic Rationality Has No Influence and is Not Significant on the Economic Decisions of Housewives, 3) Economic Literacy Has a Positive and Significant Influence on the Economic Decisions of Housewives, 4) Financial Experience Has a Positive and Significant Influence on the  Economic Literacy of Housewives, 5) Economic Rationality Has a Positive and Significant Influence on the  Economic Literacy of Housewives, 6) Financial Experience Has a Positive and Significant Influence on the Economic Decisions of Housewives Through Economic Literacy as a Mediating Variable, 7) Rationality Economics Has a Positive and Significant Influence on the Economic Decisions of Housewives Through Economic Literacy as a Mediating Variable. The implications of the research: 1) Economic literacy strengthens the effect of financial experience and economic rationality on economic decisions, 2) Housewives need to improve their financial experience, good economic rationality, and economic literacy so they can make the right economic decisions. This increase is necessary because the economic situation is sometimes less stable and difficult to predict.
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