Prospects and problems of agricultural credit loan in Bangladesh: A case study of Rajshahi Krishi Unnayan Bank (RAKUB)

Rajshahi Krishi Unnayan Bank (RAKUB) acting a vital role within the economic development of Bangladesh particularly in supporting the farmers of the sixteen districts of Rajshahi and Rangpur divisions in Bangladesh. Agriculture remnants the foremost essential part of the Bangladeshi economy. According to WDI, the agriculture sector contributing 12.68 % to the GDP and supplying employment for 38.58% (% of total employment) of the population in 2019. A polarity of Bangladeshis earns their livelihood from agriculture. The recital of this sector has a laudable collision on the particular economic development of the country. To disentangle a farmer beginning the swamp of poverty and boost food fabrication, storage, and provide, agricultural credit is important. The key aim of the study is to analyze the prospects and problems of agricultural credit loans of RAKUB, Bangladesh. The execution of agriculture credit plans in RAKUB is hindered by many tribulations. These tribulations and others topics immediately the significant role of agricultural credit bent the origin of discussion in this study.