无过错汽车保险是解决自动驾驶汽车责任问题的答案吗?

A. Eastman
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引用次数: 6

摘要

随着技术进步将更多的驾驶功能转移到计算机、摄像头和传感器上,汽车旅行将发生巨大变化。最终,司机将成为历史,所有美国人都将成为全自动驾驶汽车的乘客。随着使用自动驾驶汽车的拼车服务激增,汽车保有量可能会下降。美国人从一个地方到另一个地方的交通方式发生了根本性的变化,这就要求在发生汽车事故时如何评估责任和赔偿损失。人为失误(司机疏忽)将不再是大多数汽车事故的原因。确定谁应该对损害负责的复杂性和成本可能会导致监管机构、保险公司和消费者重新考虑无过错汽车保险的好处。修订后的无过错汽车保险可以提供公平的赔偿,同时防止责任的不确定性阻碍自动驾驶汽车技术的进步和实施。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Is No-Fault Auto Insurance the Answer to Liability Concerns of Autonomous Vehicles?
Automotive travel will change dramatically as technological advances shift more driver functions to computers, cameras, and sensors.  Ultimately, drivers will become a thing of the past and all Americans will become passengers in fully self-driving vehicles.  Automobile ownership may decline as ride-sharing services utilizing autonomous vehicles proliferate.  Fundamental changes in how Americans get from one location to another necessitate a change in how liability is assessed and damages are paid in the event of automobile accidents.   No longer will human error (driver negligence) be the cause of most automobile accidents.  Complexities and costs involved with determining who should be responsible for damages may cause regulators, insurance companies, and consumers to reconsider the benefits of no-fault automobile insurance.  Revised no-fault automobile insurance can provide fair compensation while keeping uncertainty about liability from deterring the advancement and implementation of autonomous vehicle technologies.
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