分析RBBR方法的财务比率,测量伊斯兰公共银行(BUS) 2013-2020年间的健康状况

Elsa Elsa
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引用次数: 0

摘要

本研究的目的是:1。采用基于风险的银行评级(RBBR)方法,分析了2013-2020年BUS期间银行的财务状况。采用基于风险的银行评级(RBBR)财务比率法确定2013-2020年BUS期间银行健康水平的差异。本研究采用比较分析法。本研究中使用的经典假设是正态性检验,即齐次检验,而差异检验则使用克鲁斯卡尔沃利斯检验。RBBR方法分析结果表明,2013-2020年的BUS银行健康水平的综合评级为3,其值为64%,即足够健康,而根据不同测试的计算,本研究使用的7家银行样本的NPF比率存在差异。由于ROA、BOPO和CAR的显著性差异< 0.05,而FDR比率与七家银行没有差异,因为显著性值> 0.05。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
ANALISIS RASIO KEUANGAN METODE RBBR DALAM MENGUKUR TINGKAT KESEHATAN BANK PADA BANK UMUM SYARIAH (BUS) PERIODE 2013-2020
This research has a purpose that is: 1. To analyze tha bank’s health level with the financial ratio of the Risk Based Bank Rating (RBBR) method at the BUS period 2013-2020, 2. To determine the difference in the bank’s health level with the financial ratio of Risk Based Bank Rating (RBBR) method at the BUS period 2013-2020. This research uses comparative analysis methods. The classic assumptions used in this research are the normality tes, homogeneous test, while the difference test used the kruskal wallis test. The result of the analysis with the RBBR method indicate that BUS from 2013-2020 has a condition of the bank’s health level in a composite rating of 3 with a value of 64% which means healthy enough, while based on the calculation of different test, seven banks that are used as samples in this study there is a difference from the ratio of NPF, ROA,BOPO and CAR because they have a significant difference of < 0,05 while for the FDR ratio there is no difference from the seven banks because the significant value is > 0,05.
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