抵押权申请电子化的实施

Ahmed Alfatino, Widhi Handoko
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引用次数: 0

摘要

本研究的目的是找出并分析在法律确定性的概念下抵押权电子化的实施。了解和分析抵押权电子化实施的有效性。研究者使用的方法是司法实证(社会法律研究),在本研究的规范是描述性分析。根据“在法律确定性概念下实施电子按揭”的研究结果,按揭应在签订按揭契据后不迟于七个工作天在地政总署登记。PPAT最迟在上述签署后7天内登记给予按揭契据的义务没有正常运作。在实施过程中,由于在电子系统的应用方面对登记人缺乏社会化,仍然遇到困难。推行电子化按揭的成效是指,透过电子化的按揭政策,所有有关人士,即社区、物业登记署、银行及政府,在按揭登记的过程中,都能获得极大的成效和效率。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Implementation of Application of Mortgage Rights Electronically
The purpose of this research is to find out and analyze the implementation of mortgage rights electronically in the conception of legal certainty. To find out and analyze the effectiveness of the implementation of mortgage rights electronically. The method used by the researcher is Juridical Empirical (sociolegal research) and the specifications in this study are descriptive analytical. Based on the results of the study that Implementation of Electronic Mortgage Implementation in the Conception of Legal Certainty is that the Granting of Mortgage shall be registered at the Land Office no later than 7 (seven) working days after the signing of the Deed of Granting of Mortgage. The obligation of PPAT to register the Deed of Granting Mortgage at the latest 7 days after being signed as mentioned above has not been running properly. In its implementation, it is still experiencing difficulties caused by the lack of socialization to Registrants regarding the application of the electronic system. The Effectiveness of the Implementation of Mortgages Electronically is that with the electronic-based policy, it is very effective and efficient for all related parties, namely the Community, PPAT, Banks, and the Government in the Mortgage Registration process.
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