2015 - 2016年间,Gunadarma大学三届创业业务文凭学生小额信贷实践分析

Laminiasih Lasminiasih
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引用次数: 0

摘要

本研究旨在分析高校小额信贷活动或循环资金的成功率。本研究方法采用描述性定性分析的方法,对小额信贷活动的运行过程进行说明,对学生运行小额信贷活动的能力水平进行分析。所使用的数据是通过访谈和财务分析得出的一手数据和二手数据。本研究的结果是,三商创学生在进行小额信贷活动时,按照确定的程序进行,从小额信贷活动的利润率为20%,小额信贷退款率为21%的结果可以看出,在这次活动中,没有出现信用不良的症状,也没有学生退还作为风险投资的资金。因此,学生小额信贷活动可以很好地经营企业。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
ANALISIS TINGKAT PELAKSANAAN KREDIT MIKRO (DANA BERGULIR) DI PERGURUAN TINGGI Study Kasus pada Mahasiswa Diploma Tiga Bisnis Kewirausahaan Universitas Gunadarma Periode 2015 - 2016
This study aims to analyze the success rate of micro credit activities or revolving funds in universities. This research method uses descriptive qualitative analysis by explaining the procedure in running micro credit activity and analyzing student ability level in running micro credit activity. The data used are primary data and secondary data by conducting interviews and financial analysis. The result of this research is that students of Diploma Three Business and Entrepreneurship in conducting micro credit activities run in accordance with the procedure which has been determined, which can be seen from the result of profit rate from micro credit activity equal to 20% and micro credit refund rate of 21% and in this activity no symptoms of experiencing bad credit or students can not return the funds that have been given as venture capital. Thus the microcredit activities that run the students can run well in running the business.
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