基于客户行为的信用卡欺诈检测的随机森林算法

Narendra Kumar, Kunal Tomar, Tushar Sharma, Piyush Jyala, Dhruv Malik, Ishaan Dawar
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引用次数: 1

摘要

由于电子商务和互联网的迅速发展,信用卡的使用已成为必要。由于信用卡的使用越来越多,与信用卡相关的诈骗数量也在增加。这些问题可以通过数据科学来解决,当与机器学习相结合时,数据科学是不可低估的。这个目标是“信用卡欺诈检测”,旨在使用ML(机器学习)揭示数据集的结构。有各种各样的策略可以用来识别欺诈活动。这种方法的主要目标是实现尽可能高的精确度、高的成功检测欺诈活动的率和低的误报率。客户行为已包括在这项拟议的工作中,以识别欺诈活动。随机森林算法在所有算法中具有最高的准确率和MCC分数。调查结果显示,随机森林算法在识别信用卡欺诈行为方面的准确率最高(94.4%)。Kaggle提供了用于分析信用卡欺诈的数据集
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Customer behavior-based fraud detection of credit card using a random forest algorithm
Credit card use has become necessary due to the rapid growth of e-commerce and the Internet. Because of the growing use of credit cards, the number of scams related to them has also grown. Such issues may be addressed through data science, which, when combined with machine learning, cannot be underestimated. This goal, “Credit Card Fraud Detection,” aims to uncover the structure of a data set using ML (machine learning). There are a variety of strategies that may be used to identify fraudulent activities. The primary objectives of this approach are to achieve the highest possible degree of precision, a high rate of successfully detecting fraudulent activity, and a low number of false positives. Customer behaviors have been included in this proposed work to identify fraudulent activities. The Random Forest Algorithm has the highest accuracy and MCC scores of all the algorithms. It has been found that the random forest algorithm has the greatest accuracy (94.4 percent) in detecting fraudulent credit card activity. Kaggle provided the dataset that was used in the analysis of credit card fraud
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