Implementacija nove tehnologije u osiguranju na primeru parametarskog osiguranja

Having in mind numerous global problems that befell us in the previous year, we have certainly been convinced of how unpredictable the world is today. Therefore, the development of insurance should focus on such an uncertain future, by creating a reliable infrastructure that can quickly and efficiently settle damages in the event of the most unforeseen events, by implementing modern technology, i.e., smart contracts (these are stand-alone programs that automatically execute the conditions, without the participation of a third party). Also, investing in the development of parametric insurance would provide solutions to a number of problems that traditional insurance encounters. In her paper, the author explains the impact of modern technology on insurance, focusing on the concept and characteristics of parametric insurance, as well as the potential of smart contracts in parametric insurance.