Conocimientos económicos y financieros de los estudiantes de último grado de secundaria en Santander, Colombia - [Economic and financial knowledge of high school seniors in Santander, Colombia]

- To societies is essential to form a culture of savings to manage their budgets in a responsible way, since a social group that does not know how to plan its income and expenses cannot improve its social well-being. In this context, Economic and Financial Education EFE- is an option to train citizens responsible for their decisions, since irresponsible financial behavior implies the appearance of debts, in adults and young people. For Colombia, the results of students' knowledge of EFE issues are negative. Among the countries evaluated in the PISA 2018 test, the country ranked 58 out of 79. Therefore, was made a diagnosis with a sample of 1,016 high school seniors from 13 educational institutions in Santander, to learn about their economic and financial skills and knowledge. In addition, 13 focus groups were held with teachers to learn about the didactic planning of these institutions in the teaching of EFE. From the results, weaknesses are evidenced in the didactic planning on EFE issues in most of the institutions, which translates into some deficiencies in the economic and financial skills and knowledge of the students.