E. Juniardi, E. S. Siregar, Farida Aini, Djaya Putra Gani
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引用次数: 0
摘要
本研究的目的是找出在2011-2016年期间,印尼伊斯兰银行和传统银行的整体绩效是否存在显著差异。本研究是一项采用定量方法的探索性研究。抽样技术是通过使用有目的的抽样方法完成的,样本数量为8家银行,4家银行为伊斯兰银行(PT. Bank Syariah Mandiri, Bank BTN Syariah, Bank BNI Syariah和BRI Sharia), 4家银行为传统银行(Bank Mandiri, Bank BTN, Bank BNI和BRI银行)。本研究使用SPSS 22.00版本程序进行不同的测试。结果表明,伊斯兰银行的LDR比传统银行的LDR好,传统银行的CAR比伊斯兰银行的CAR好,传统银行的ROA比伊斯兰银行的ROA好,传统银行的ROE比伊斯兰银行的ROE好,传统银行的BOPO比BOPO的伊斯兰银行好。
Comparative Analysis of the Financial Performance of Islamic Banks And Conventional Banks For The 2011-2016 Period.
The aim of this research is to find out whether there are significant differences regarding the performance of Sharia banking and conventional banking as a whole in Indonesia in the period 2011-2016. This research is an exploratory research with quantitative methods. The sampling technique is done by using purposive sampling method with the number of samples is 8 banks, 4 banks for Islamic banks (PT. Bank Syariah Mandiri, Bank BTN Syariah, Bank BNI Syariah and BRI Sharia), and 4 banks for Conventional banks (Bank Mandiri, Bank BTN, Bank BNI and BRI Bank). This study uses a different test with the SPSS version 22.00 program. The results showed that Islamic banking has a better LDR compared to conventional banks' LDR, conventional banks have better CAR compared to CAR of Islamic banks, conventional banks have better ROA compared to ROA of Islamic banks, conventional banks have better ROE compared to ROE of Islamic Banks, conventional banks have better BOPO compared to BOPO Islamic Banks.