农村女企业家转型小额信贷方案的效率和效果评价:来自奥里萨邦巴拉索尔区的经验

N. Rajpal, Sharmila Tamang
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引用次数: 2

摘要

小额信贷方案的实施具有多方面的目标,因此一直在各政府机构的直接管辖范围内。奥里萨邦的小额信贷在Shakti使命和TRIPTI(世界银行发起的项目)的保护下运作。Balasore地区是在MFPI指数的基础上,综合考虑储蓄、信贷联动和存贷比指标进行选择的。分析表明,该方案对经济、社会和决策各方面产生了积极影响。相关的金融机构以房屋贷款企业为主要客户,因此对贷款发放和收回率产生了积极影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Efficiency and Effectiveness Evaluation of Micro-credit Programme in Transforming Rural Women Entrepreneurs: Experiences from Balasore District of Odisha
The micro-credit programme was introduced with multi-dimensional objectives and therefore was always under direct purview of various government agencies. Microfinance in Odisha works under umbrella of Mission Shakti and TRIPTI (a world bank initiated project). Balasore district is selected on the basis of MFPI index taking into consideration the saving, credit linkage and credit-deposit ratio indicators. The analysis had shown positive impact of programme on various economic, social and decision making dimensions. The linked financial institutions have undertaken SHGs as their major customers and therefore positive impact on loan disbursement and recovery rate is observed.
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