{"title":"金融素养对家庭金融包容性的影响,社交网络是适度变量","authors":"Isna Samrotul Fuadah, Aniek Hindrayani, Salman Alfarisy Totalia","doi":"10.26740/jupe.v11n2.p77-85","DOIUrl":null,"url":null,"abstract":" \nThe research was conducted aiming to determine the effect of financial literacy on household financial inclusion with social networks as a moderating variable for the poor in Blora Regency. This research is a quantitative descriptive research where the research subjects are the poor people of Blora Regency, amounting to 391 respondents. Sampling was carried out using probability sampling with stratified random sampling technique. The process of collecting data is carried out by means of a questionnaire or questionnaire which is distributed to every house that has received a lottery number as a sample. The validity test technique uses the pearson product moment correlation formula. Data analysis used is hierarchical regression using Moderated Regression Analysis (MRA). The research results obtained include. First, financial literacy has a positive and significant effect on the financial inclusion of poor households in Blora Regency. Second, social networks have a positive and significant impact on the financial inclusion of poor households in Blora Regency. Third, social networks strengthen the relationship between financial literacy and the financial inclusion of poor households in Blora Regency.","PeriodicalId":191502,"journal":{"name":"Jurnal Pendidikan Ekonomi (JUPE)","volume":"25 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Pengaruh Literasi Keuangan Terhadap Inklusi Keuangan Rumah Tangga Dengan Jaringan Sosial (Network) Sebagai Variabel Moderating\",\"authors\":\"Isna Samrotul Fuadah, Aniek Hindrayani, Salman Alfarisy Totalia\",\"doi\":\"10.26740/jupe.v11n2.p77-85\",\"DOIUrl\":null,\"url\":null,\"abstract\":\" \\nThe research was conducted aiming to determine the effect of financial literacy on household financial inclusion with social networks as a moderating variable for the poor in Blora Regency. This research is a quantitative descriptive research where the research subjects are the poor people of Blora Regency, amounting to 391 respondents. Sampling was carried out using probability sampling with stratified random sampling technique. The process of collecting data is carried out by means of a questionnaire or questionnaire which is distributed to every house that has received a lottery number as a sample. The validity test technique uses the pearson product moment correlation formula. Data analysis used is hierarchical regression using Moderated Regression Analysis (MRA). The research results obtained include. First, financial literacy has a positive and significant effect on the financial inclusion of poor households in Blora Regency. Second, social networks have a positive and significant impact on the financial inclusion of poor households in Blora Regency. Third, social networks strengthen the relationship between financial literacy and the financial inclusion of poor households in Blora Regency.\",\"PeriodicalId\":191502,\"journal\":{\"name\":\"Jurnal Pendidikan Ekonomi (JUPE)\",\"volume\":\"25 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-05-02\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Jurnal Pendidikan Ekonomi (JUPE)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.26740/jupe.v11n2.p77-85\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Pendidikan Ekonomi (JUPE)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.26740/jupe.v11n2.p77-85","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Pengaruh Literasi Keuangan Terhadap Inklusi Keuangan Rumah Tangga Dengan Jaringan Sosial (Network) Sebagai Variabel Moderating
The research was conducted aiming to determine the effect of financial literacy on household financial inclusion with social networks as a moderating variable for the poor in Blora Regency. This research is a quantitative descriptive research where the research subjects are the poor people of Blora Regency, amounting to 391 respondents. Sampling was carried out using probability sampling with stratified random sampling technique. The process of collecting data is carried out by means of a questionnaire or questionnaire which is distributed to every house that has received a lottery number as a sample. The validity test technique uses the pearson product moment correlation formula. Data analysis used is hierarchical regression using Moderated Regression Analysis (MRA). The research results obtained include. First, financial literacy has a positive and significant effect on the financial inclusion of poor households in Blora Regency. Second, social networks have a positive and significant impact on the financial inclusion of poor households in Blora Regency. Third, social networks strengthen the relationship between financial literacy and the financial inclusion of poor households in Blora Regency.