{"title":"在印度尼西亚伊斯兰银行(islamic comrage Bank)影响FDR、BOPO和ICG的情况下，对NPF预测盈利能力的适度","authors":"C. Yunitasari, A. Setiawan","doi":"10.30651/blc.v20i1.16635","DOIUrl":null,"url":null,"abstract":"ABSTRACTThis research aims to show the impact of FDR, BOPO, and ICG on ROA with NPF as a moderating variable. This research applies quantitative research methods. This research uses secondary data from the annual report provided by the Financial Services Authority (OJK). The population of this study uses 14 BUS (Sharia Commercial Banks). Sampling used purposive sampling so that there were 11 companies in total. Data analysis used stationary tests, statistical tests, panel data regression tests, MRA tests, and classic assumption tests. This research was assisted by the Eviews application version 10. The results of this research show that FDR has a positive impact on ROA, BOPO has a significant negative impact on ROA, ICG has a significant positive impact on ROA, FDR, BOPO, ICG has a significant positive impact on ROA, FDR has a negative impact that is not significant on ROA after being moderated by NPF, NPF moderating BOPO to ROA, NPF moderating ICG to ROA.ABSTRAK Tujuan riset ini guna menunjukkan dampak FDR, BOPO, ICG, terhadap ROA dengan NPF sebagai variabel moderating. Riset ini menerapkannya metode riset kuantitatif. Riset ini menggunakan data sekunder dari annual report yang disediakan oleh Otoritas Jasa Keuangan (OJK). Populasi penelitian ini menggunakan 14 BUS (Bank Umum Syariah). Pengambilan sampel menggunakan purposive sampling sehingga jumlahnya sebanyak 11 perusahaan. Analisis data menggunakan uji stasioner, uji statistic, uji regresi data panel, pengujian MRA, dan uji asumsi klasik. Penelitian ini dibantu aplikasi Eviews versi 10. Hasil riset ini memperlihatkan dimana FDR berdampak positif kepada ROA, BOPO berdampak negative signifikan kepada ROA, ICG berdampak positif signifikansi kepada ROA, FDR, BOPO, ICG berdampak positif signifikansi kepada ROA, FDR berdampak negative tidak signifikansi kepada ROA setelah dimoderasi oleh NPF, NPF memoderasi BOPO kepada ROA, NPF memoderasi ICG kepada ROA.","PeriodicalId":342761,"journal":{"name":"BALANCE: Economic, Business, Management and Accounting Journal","volume":"9 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Moderasi NPF Dalam Memprediksi Profitabilitas Yang Dipengaruhi FDR, BOPO, dan ICG Pada Bank Umum Syariah Di Indonesia\",\"authors\":\"C. Yunitasari, A. 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The results of this research show that FDR has a positive impact on ROA, BOPO has a significant negative impact on ROA, ICG has a significant positive impact on ROA, FDR, BOPO, ICG has a significant positive impact on ROA, FDR has a negative impact that is not significant on ROA after being moderated by NPF, NPF moderating BOPO to ROA, NPF moderating ICG to ROA.ABSTRAK Tujuan riset ini guna menunjukkan dampak FDR, BOPO, ICG, terhadap ROA dengan NPF sebagai variabel moderating. Riset ini menerapkannya metode riset kuantitatif. Riset ini menggunakan data sekunder dari annual report yang disediakan oleh Otoritas Jasa Keuangan (OJK). Populasi penelitian ini menggunakan 14 BUS (Bank Umum Syariah). Pengambilan sampel menggunakan purposive sampling sehingga jumlahnya sebanyak 11 perusahaan. Analisis data menggunakan uji stasioner, uji statistic, uji regresi data panel, pengujian MRA, dan uji asumsi klasik. Penelitian ini dibantu aplikasi Eviews versi 10. Hasil riset ini memperlihatkan dimana FDR berdampak positif kepada ROA, BOPO berdampak negative signifikan kepada ROA, ICG berdampak positif signifikansi kepada ROA, FDR, BOPO, ICG berdampak positif signifikansi kepada ROA, FDR berdampak negative tidak signifikansi kepada ROA setelah dimoderasi oleh NPF, NPF memoderasi BOPO kepada ROA, NPF memoderasi ICG kepada ROA.\",\"PeriodicalId\":342761,\"journal\":{\"name\":\"BALANCE: Economic, Business, Management and Accounting Journal\",\"volume\":\"9 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-02-24\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"BALANCE: Economic, Business, Management and Accounting Journal\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.30651/blc.v20i1.16635\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"BALANCE: Economic, Business, Management and Accounting Journal","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.30651/blc.v20i1.16635","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
摘要本研究以NPF为调节变量，探讨FDR、BOPO和ICG对ROA的影响。本研究采用定量研究方法。本研究使用金融服务管理局(OJK)提供的年度报告中的辅助数据。本研究的人口使用14个BUS(伊斯兰商业银行)。抽样采用目的性抽样，共11家公司。数据分析使用平稳检验、统计检验、面板数据回归检验、MRA检验和经典假设检验。这项研究得到了Eviews应用程序版本10的帮助。本研究结果表明，FDR对ROA有正向影响，BOPO对ROA有显著负向影响，ICG对ROA有显著正向影响，FDR、BOPO、ICG对ROA有显著正向影响，FDR对ROA有不显著的负向影响，NPF对BOPO对ROA有调节作用，NPF对ICG对ROA有调节作用。[摘要]图juan riset对FDR、BOPO、ICG、terhadap、ROA、NPF等变量的调节作用。Riset的翻译结果:在《中国日报》的《中国日报》年度报告中，中国日报发布了《中国日报》数据。Populasi penelitian ini menggunakan 14 BUS(伊斯兰银行)。彭甘比兰样本，孟古纳坎目的取样，seingga jumlahnya sebanyak 11 perusahaan。分析数据menggunakan uji stasioner, uji statistic, uji regression数据面板，penguin MRA, dan uji asumsi klasik。Penelitian ini dibantu应用于Eviews version 10。Hasil - riset ini - memperlikan kan dimana FDR berdampak positive kepada ROA, BOPO berdampak negative significance kepada ROA, ICG berdampak positive significance kepada ROA, FDR, BOPO, ICG berdampak positive significance kepada ROA, FDR berdampak negative significance kepada ROA setelah dimoderasi oleh NPF, NPF备忘录kepada, NPF备忘录kepada, NPF备忘录kepada, NPF备忘录icpada ROA。
Moderasi NPF Dalam Memprediksi Profitabilitas Yang Dipengaruhi FDR, BOPO, dan ICG Pada Bank Umum Syariah Di Indonesia
ABSTRACTThis research aims to show the impact of FDR, BOPO, and ICG on ROA with NPF as a moderating variable. This research applies quantitative research methods. This research uses secondary data from the annual report provided by the Financial Services Authority (OJK). The population of this study uses 14 BUS (Sharia Commercial Banks). Sampling used purposive sampling so that there were 11 companies in total. Data analysis used stationary tests, statistical tests, panel data regression tests, MRA tests, and classic assumption tests. This research was assisted by the Eviews application version 10. The results of this research show that FDR has a positive impact on ROA, BOPO has a significant negative impact on ROA, ICG has a significant positive impact on ROA, FDR, BOPO, ICG has a significant positive impact on ROA, FDR has a negative impact that is not significant on ROA after being moderated by NPF, NPF moderating BOPO to ROA, NPF moderating ICG to ROA.ABSTRAK Tujuan riset ini guna menunjukkan dampak FDR, BOPO, ICG, terhadap ROA dengan NPF sebagai variabel moderating. Riset ini menerapkannya metode riset kuantitatif. Riset ini menggunakan data sekunder dari annual report yang disediakan oleh Otoritas Jasa Keuangan (OJK). Populasi penelitian ini menggunakan 14 BUS (Bank Umum Syariah). Pengambilan sampel menggunakan purposive sampling sehingga jumlahnya sebanyak 11 perusahaan. Analisis data menggunakan uji stasioner, uji statistic, uji regresi data panel, pengujian MRA, dan uji asumsi klasik. Penelitian ini dibantu aplikasi Eviews versi 10. Hasil riset ini memperlihatkan dimana FDR berdampak positif kepada ROA, BOPO berdampak negative signifikan kepada ROA, ICG berdampak positif signifikansi kepada ROA, FDR, BOPO, ICG berdampak positif signifikansi kepada ROA, FDR berdampak negative tidak signifikansi kepada ROA setelah dimoderasi oleh NPF, NPF memoderasi BOPO kepada ROA, NPF memoderasi ICG kepada ROA.
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