Research on the Practical Difficulties and Countermeasures of Mutual Aid Pension Model for the Aged in China’s Rural Areas

Under the background of the rapid development of aging today, the problem of pension in China is attracting more and more people’s attention. With the continuous migration of rural young and middle-aged labor force to cities and towns, the pension pressure of the aged in rural areas is significantly higher than that in cities and towns, while the existing pension system built “on the basis of aged-care at home, relying on the community pension, with institutional pension as supplement” has certain drawbacks, more and more people begin to explore the new model of rural mutual aid pension. Therefore, on practical difficulties of mutual aid pension model in rural areas, this paper explores how to improve the mutual aid pension model in rural areas, so as to build a new rural mutual pension system, and provide ideas to solve the rural pension problems.