{"title":"中断保险的历史与发展","authors":"David L. Eckles, R. Hoyt, Johannes C. Marais","doi":"10.52227/25540.2022","DOIUrl":null,"url":null,"abstract":"This paper chronicles the development of business interruption (BI) insurance in the U.S. The origin of modern-day BI insurance is traced as it evolved from so-called “profits insurance” in the United Kingdom (UK) and an endorsement to basic fire insurance policies in the U.S. to stand-alone BI insurance as it is known today. This paper identifies significant legal rulings and insurance catastrophes that have served as inflection points for the development of BI insurance, as well as major policy formats that have provided cover for the disruption of business.","PeriodicalId":261634,"journal":{"name":"Journal of Insurance Regulation","volume":"44 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The history and development of business interruption insurance\",\"authors\":\"David L. Eckles, R. Hoyt, Johannes C. Marais\",\"doi\":\"10.52227/25540.2022\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This paper chronicles the development of business interruption (BI) insurance in the U.S. The origin of modern-day BI insurance is traced as it evolved from so-called “profits insurance” in the United Kingdom (UK) and an endorsement to basic fire insurance policies in the U.S. to stand-alone BI insurance as it is known today. This paper identifies significant legal rulings and insurance catastrophes that have served as inflection points for the development of BI insurance, as well as major policy formats that have provided cover for the disruption of business.\",\"PeriodicalId\":261634,\"journal\":{\"name\":\"Journal of Insurance Regulation\",\"volume\":\"44 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"1900-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Insurance Regulation\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.52227/25540.2022\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Insurance Regulation","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.52227/25540.2022","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
The history and development of business interruption insurance
This paper chronicles the development of business interruption (BI) insurance in the U.S. The origin of modern-day BI insurance is traced as it evolved from so-called “profits insurance” in the United Kingdom (UK) and an endorsement to basic fire insurance policies in the U.S. to stand-alone BI insurance as it is known today. This paper identifies significant legal rulings and insurance catastrophes that have served as inflection points for the development of BI insurance, as well as major policy formats that have provided cover for the disruption of business.
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