Research on the Impact of Online Lending Regulatory Policies on P2P Platforms Take Paipaidai as an example

In the context of related problems arising from the development of P2P online lending and relevant regulatory policies issued by the competent government departments for the industry, this paper takes Paipaidai as an example to illustrate the problems existing in the online lending platform, analyzes the impact of online lending regulatory policies on the platform, and makes a horizontal comparison and analysis with Qidian. According to the analysis results, the author puts forward some Suggestions on the supervision of P2P lending platforms.