FOREIGN EXPERIENCE IN IMPROVING THE FINANCIAL LITERACY OF THE SOCIETY

The global upheavals of recent years have had a serious impact on the personal well-being of citizens. It becomes important for a person to effectively manage the family budget, which requires increasing the level of knowledge about finance, economics, investments, etc. The purpose of the report is to study foreign experience and Kazakhstan's experience in improving financial literacy. Practice shows that the formation of financial literacy, instilling culture and reasonable, rational behavior is necessary for society and the economy as a whole. It is possible to achieve such results by changing a person's consciousness. The younger generation has a huge potential in this regard. Currently, only some aspects of economic thinking are addressed in the works of teachers. The methodology of the article is based on the study of the works of foreign authors on the problems of the impact of crises of various etymologies and origins on the change in financial literacy, including certain elements: levels, factors, policy, structure. The result of the study was to identify the features of financial literacy systems in different countries. The analysis showed that financial literacy is considered a well-developed element in the general model of economic consciousness formation. However, at the present stage, the problem of financial literacy and economic awareness is not given due attention in countries, including developed ones. The article was prepared within the framework of the project of grant financing of the Ministry of Education and Science of the Republic of Kazakhstan "transformation of the economic consciousness of society in the conditions of the pathology of the economy (on the example of the Republic of Kazakhstan)" (IRN AR09259332).