CAR, NPF, FDR和BOPO对抗伊斯兰公共银行的盈利能力

Ellina Monica Septiani, Listyorini Wahyu Widati
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引用次数: 0

摘要

本研究旨在分析印尼伊斯兰商业银行的资本充足率(CAR)、不良财务(NPF)、融资与存款比率(FDR)和营业收入的运营成本(BOPO)对盈利能力的影响。本研究采用有目的的抽样方法,结合资料收集技术、文献研究和图书馆研究。样本数量使用了多达12家印尼伊斯兰商业银行。采用Eviews 10软件和Microsoft Excel 365对所得数据进行多元线性回归分析。研究结果表明,CAR对盈利能力具有不显著的正向影响,NPF对盈利能力具有显著的负向影响,FDR对盈利能力具有不显著的负向影响,(BOPO)对盈利能力具有显著的负向影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
CAR, NPF, FDR, dan BOPO Terhadap Profitabilitas Bank Umum Syariah
This research aims to analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Finance (NPF), Financing to Deposit Ratio (FDR) and Operating Cost of Operating Income (BOPO) on the Profitability of Islamic Commercial Banks in Indonesia. Sampling in this study used a purposive sampling method with data collection techniques, documentation studies and library research. The number of samples used as many as 12 Islamic Commercial Banks in Indonesia. The data obtained were analyzed using multiple linear regression analysis using Eviews 10 software and Microsoft Excel 365. The results of this research indicate that the CAR has an insignificant positive effect on Profitability, NPF has a significant negative effect on Profitability, FDR has an insignificant negative effect on Profitability, and (BOPO) has a significant negative effect on profitability. 
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