基于信用的电子商务支付新方案

Y. Mu, V. Varadharajan
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引用次数: 10

摘要

本文介绍了一种新的信用卡系统,它为我们开发一种新的保护信用卡号码、密码和身份等秘密信息的方法提供了希望。我们的信用卡是匿名的。也就是说,在支付过程中不会透露持卡人的身份和信用卡信息。我们的系统的一个重要特点在于,与一般的电子信用系统(如SET、iip和NetCard)不同,运行支付系统的在线金融机构的参与被减少到最低限度。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
A new scheme of credit based payment for electronic commerce
The paper describes a new credit card system, which presents a promise for us to develop a new method of protecting secret information, such as credit card number, PIN and identification. Our credit cards are anonymous. That is, the identity of a card holder and credit card information are not revealed during a payment process. One important feature of our system lies in the fact that, unlike normal electronic credit based systems such as SET, iKP and NetCard, the involvement of the online financial institution that runs the payment system is reduced to a minimum.
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