新冠疫情期间发展中国家使用电子钱包的意向

Hala Abushamleh, Narmeen Al-Hiyari, A. Qusef
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引用次数: 5

摘要

在发达国家和新兴国家,电子钱包的概念正在迅速实施,以增加在线交易的规模和效率。特别是,在2019年冠状病毒病(COVID-19)之后,世界卫生组织敦促消费者在保持身体距离的政策下进行非接触式交易,支付转账,政府官员采取措施促进非接触式支付。本研究旨在确定在2019冠状病毒病大流行期间选定因素对约旦使用电子钱包意愿的影响。研究中选择的四个因素是预期性能、感知有用性、感知安全性和感知易用性。我们使用在线问卷收集来自约旦个人的数据,并使用相关方法评估这些变量之间的关系。根据结果,所有四个变量都与使用电子钱包的意图有明确的联系,约旦人希望在大流行期间使用电子钱包,但他们有一些安全方面的担忧。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Intention to Use E-wallet During Covid-19 Pandemic in Developing Country
In developed and emerging countries, the idea of E-wallets are rapidly being implemented to increase the size and efficiency of an online transaction. Especially, after Corona Virus Disease in 2019 (COVID-19) government officials take steps to facilitate non-contact payments after World Health Organisation has urged consumers to conduct contact-less transactions, payment transfers, under physical distancing policies. This study aims to determine the impact of selected factors on intention to use E-wallet in Jordan during the Covid-19 pandemic. The four selected factors for the study are performance expectancy, perceived usefulness, perceived security, and perceived ease of use. We used an online questionnaire to gather data from Jordanian individuals and evaluated the relationships between those variables using the correlation method. Based on the results, all four variables have a clear connection with intentions to use E-Wallets and Jordanians want to use e-wallets during a pandemic, but they have some security concerns.
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