{"title":"影响pt银行mandiri TBK社区储蓄金额的因素分析","authors":"Oktavia Anna Rahayu","doi":"10.56127/ijml.v2i1.542","DOIUrl":null,"url":null,"abstract":"The purpose of this study was to analyze the influence of the BI rate and the inflation rate on the amount of savings at PT bank Mandiri, Tbk. In the last three years PT Bank Mandiri Tbk has been able to establish itself as the largest bank in Indonesia with quite large asset holdings according to the Finance Indonesia website. These assets are the result of raising funds from the public which are influenced by several factors, including inflation and interest rates. Therefore, the efforts that have been made so far need to be maintained and even increased so that the amount of funds raised by PT Bank Mandiri Tbk in the future will increase even more.Data collection techniques by searching data at Bank Mandiri and websites of data statistics centers. The analytical method used is the Multiple Linear Regression model. SPSS application is used to help test this model. The results of the study show that the BI rate and inflation rate have a significant effect on the amount of savings. The influence of the BI rate and the inflation rate on total savings is 89.1%.","PeriodicalId":155984,"journal":{"name":"International Journal Multidisciplinary Science","volume":"66 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"ANALYSIS OF FACTORS AFFECTING THE AMOUNT OF COMMUNITY SAVINGS AT PT. BANK MANDIRI TBK\",\"authors\":\"Oktavia Anna Rahayu\",\"doi\":\"10.56127/ijml.v2i1.542\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purpose of this study was to analyze the influence of the BI rate and the inflation rate on the amount of savings at PT bank Mandiri, Tbk. In the last three years PT Bank Mandiri Tbk has been able to establish itself as the largest bank in Indonesia with quite large asset holdings according to the Finance Indonesia website. These assets are the result of raising funds from the public which are influenced by several factors, including inflation and interest rates. Therefore, the efforts that have been made so far need to be maintained and even increased so that the amount of funds raised by PT Bank Mandiri Tbk in the future will increase even more.Data collection techniques by searching data at Bank Mandiri and websites of data statistics centers. The analytical method used is the Multiple Linear Regression model. SPSS application is used to help test this model. The results of the study show that the BI rate and inflation rate have a significant effect on the amount of savings. The influence of the BI rate and the inflation rate on total savings is 89.1%.\",\"PeriodicalId\":155984,\"journal\":{\"name\":\"International Journal Multidisciplinary Science\",\"volume\":\"66 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-02-22\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"International Journal Multidisciplinary Science\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.56127/ijml.v2i1.542\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal Multidisciplinary Science","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.56127/ijml.v2i1.542","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
摘要
本研究的目的是分析BI率和通货膨胀率对PT银行Mandiri, Tbk储蓄金额的影响。在过去的三年里,PT Bank Mandiri Tbk已经成为印尼最大的银行,拥有相当大的资产。这些资产是向公众筹集资金的结果,这些资金受到通货膨胀和利率等几个因素的影响。因此,迄今为止所做的努力需要保持甚至增加,以便PT Bank Mandiri Tbk在未来筹集的资金数额将增加更多。通过搜索Mandiri银行和数据统计中心网站的数据收集技术。分析方法为多元线性回归模型。使用SPSS应用程序来帮助测试这个模型。研究结果表明,BI率和通货膨胀率对储蓄额有显著影响。BI率和通货膨胀率对总储蓄的影响为89.1%。
ANALYSIS OF FACTORS AFFECTING THE AMOUNT OF COMMUNITY SAVINGS AT PT. BANK MANDIRI TBK
The purpose of this study was to analyze the influence of the BI rate and the inflation rate on the amount of savings at PT bank Mandiri, Tbk. In the last three years PT Bank Mandiri Tbk has been able to establish itself as the largest bank in Indonesia with quite large asset holdings according to the Finance Indonesia website. These assets are the result of raising funds from the public which are influenced by several factors, including inflation and interest rates. Therefore, the efforts that have been made so far need to be maintained and even increased so that the amount of funds raised by PT Bank Mandiri Tbk in the future will increase even more.Data collection techniques by searching data at Bank Mandiri and websites of data statistics centers. The analytical method used is the Multiple Linear Regression model. SPSS application is used to help test this model. The results of the study show that the BI rate and inflation rate have a significant effect on the amount of savings. The influence of the BI rate and the inflation rate on total savings is 89.1%.