Dedi Junaedi, Kiki Z Parhah, Moh. Romli
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摘要

伊斯兰银行的利润分享原则是最主要也是最重要的原则,因为利润(利润分享)是业务和资本的报酬(工资)而Mudharabah存款定期存款Mudharabah协议,资金的所有者(shahibul出席)委托他管理基金的银行或充当mudharib根据同意与利润分享比例从一开始就本研究的目的是分析是否名义利润分享的数量会影响Mudharabah存款客户BPR Syariah回教Umah时期2013 - 2015。本研究的样本为2013-2015年BPR Syariah Amanah Ummah。这种类型的研究是一种定量研究,采用收集访谈数据,文献和观察的方法。本研究中使用的数据是从公开的财务数据和对bpr的访谈中获得的二手数据。使用的分析工具是线性回归,然后使用SPSS 21对数据进行处理,以检验经典假设和假设检验。根据以上t检验的结果可以看出,12个月存款的利润分享和办事处的存在对Mudharabah存款客户的可变数量有正向显著的影响,对6个月存款的利润分享有负向的影响。根据以上F统计检验的结果可以看出,所有自变量(6个月利润分成,12个月的利润分享和办公室存在)一起对BPR Syariah Amanah Ummah的存款客户数量有显着影响。基于决定系数(R²)为0.557,这意味着BPR Syariah Amanah Ummah的Mudharabah客户数量可以由55.7%的自变量解释,其余45.3%受本研究模型之外的其他变量影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Bagi Hasil terhadap Jumlah Nasabah Deposito Mudharabah BPRS Amanah Ummah
  The principle of profit sharing in syaria'ah banking is the main and most important principle, because profit (profit sharing) is the reward (wages) for business and capital while Mudharabah deposits are time deposits with a Mudharabah agreement where the owner of the funds (shahibul maal) entrusts his funds by the bank to be managed or acts as a mudharib with profit sharing according to the agreed ratio from the start The purpose of this study is to analyze whether the nominal profit sharing has an effect on the number of Mudharabah deposit customers at BPR Syariah Amanah Umah period 2013–2015.The sample in this study is BPR Syariah Amanah Ummah for the period 2013-2015. This type of research is a quantitative research with the methods of collecting interview data, documentation and observation. The data used in this study are secondary data obtained from published financial data and from interviews with BPRs. The analytical tool used is linear regression, then the data is processed using SPSS 21 to test classical assumptions and hypothesis testing. Results of analysis Based on the results of the t test above, it can be seen that the profit sharing of 12 months deposits and the presence of an office have a positive and significant effect in influencing the variable number of Mudharabah deposit customers and negatively affecting the profit sharing of 6 months deposits. Based on the results of the F statistical test above, it can be seen that all independent variables (6 months profit sharing, 12 months profit sharing and office presence) together have a significant effect on the number of deposit customers at BPR Syariah Amanah Ummah Based on the coefficient of determination (R² ) amounting to 0.557 which means the number of Mudharabah customers at BPR Syariah Amanah Ummah can be explained by independent variables of 55.7% and the remaining 45.3% is influenced by other variables outside of this research model.
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