{"title":"金融文献、金融科技与学生金融行为","authors":"Erly Nabila Siskawati, Mega Noerman Ningtyas","doi":"10.36636/dialektika.v7i2.1334","DOIUrl":null,"url":null,"abstract":"The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.\n ","PeriodicalId":298754,"journal":{"name":"DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial","volume":"25 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-09-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":"{\"title\":\"FINANCIAL LITERATURE, FINANCIAL TECHNOLOGY AND STUDENT FINANCIAL BEHAVIOR\",\"authors\":\"Erly Nabila Siskawati, Mega Noerman Ningtyas\",\"doi\":\"10.36636/dialektika.v7i2.1334\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.\\n \",\"PeriodicalId\":298754,\"journal\":{\"name\":\"DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial\",\"volume\":\"25 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-09-02\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"2\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.36636/dialektika.v7i2.1334\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36636/dialektika.v7i2.1334","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 2
摘要
本研究的目的是分析金融素养和金融科技对金融行为的影响。这种类型的研究是解释性研究，使用了UIN Maulana Malik Ibrahim Malang 2018-2021届389名本科生的样本。我们通过在线问卷(google表单)收集数据，并在SmartPLS 3软件的帮助下使用SEM-PLS进行分析。结果表明，金融素养对学生金融行为有显著的正向影响，金融技术对学生金融行为有显著的负向影响。
FINANCIAL LITERATURE, FINANCIAL TECHNOLOGY AND STUDENT FINANCIAL BEHAVIOR
The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.
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