经济实区宿舍学生的个人财务管理培训

P. V. Sesa, Hesty Theresia Salle, Klara Wonar
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引用次数: 0

摘要

现代人类必须具备的智能之一是财商,即管理个人金融资产的智能。2019年全国调查结果显示,15-17岁人口的金融识字率为16%,这表明其金融识字率较低,而且在经济上更脆弱,因为他们能够花钱享乐,而不是储蓄或投资以增加资产。因此,应对财务问题的一种方式就是个人如何控制自己的财务状况。对学生进行个人理财培训,通过讲座、讨论、练习等方式,发现学生的需求,计算学生每月的开支。为了确保参与者能够理解学习成果,在学习结束时进行了一个后测,以提供一个简单的调查的形式来测试学生管理个人财务的知识水平、态度和行为。在学生个人理财培训中可以得出的结论是,确保这种培训可以为年轻一代提供正确规划未来和财务的理解或金融素养水平的提高。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pelatihan Pengelolaan Keuangan Pribadi Bagi Mahasiswa/I Di Asrama Kabupaten Fak-Fak
One of the intelligences that modern humans must possess is financial intelligence, which is intelligence in managing personal financial assets. The results of the 2019 national survey showed that the financial literacy rate of the population aged 15-17 years was 16% which indicates a low level and is more financially vulnerable in the sense of being able to spend money on pleasure than to save or invest to add assets. Thus, one way to respond to finances is how individuals can control their personal finances. Personal financial management training for students is carried out by the method of lectures, discussions, and exercises to identify needs and calculate the monthly expenses of students. To ensure that participants can understand the learning outcomes, at the end of this learning a posttest is carried out in the form of providing a simple survey to test the level of knowledge, attitudes, and behaviors of managing personal finances of students. The conclusion that can be made in the Student Personal Financial Management Training is to ensure that this training can provide an increase in understanding or level of financial literacy to the younger generation in planning for the future and their finances properly.
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