Collective Repayment Model to Counter Student Loan Default – Case Study of Ihsan Trust

The purpose of the study is to evaluate strategic models to counter student loan default at Ihsan trust. Despite the listed studies, none has been done to establish how the various models used in loan allocation impact the rate of loan defaults towards financing institutions and it’s therefore on this benchmark that this study seeks to look at this gap and to evaluate models of accessing student finance used to counter loan default. This study will also look at the potential of the models to reduce default and improvements needed for the models.