小额信贷项目中各种发展主体的制度逻辑(案例研究:印度尼西亚东爪哇省布利塔县宾安县苏科拉姆村基于群体的小额信贷项目)

Moch Agus Junaidi, Ratna Dewi Mulyaningtyas
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引用次数: 0

摘要

促进社区参与和鼓励他们对决策进程作出贡献的努力导致了更多的发展倡议。在社区发展倡议中,以群体为基础的小额信贷项目(KMBK)已被发展利益攸关方认可为一种为贫困人口提供金融服务(金融中介)的发展方式。此外,培训方案(能力建设)形式的社会中介是在可持续发展中消除贫困的关键。本研究旨在比较印度尼西亚东爪哇省布利塔县宾冈县苏科拉姆村KMBK项目中各发展主体的制度逻辑。本研究发现,在支持可持续发展的小额信贷项目中,发展行为主体之间的制度逻辑存在差异,即“经济逻辑”和“发展逻辑”。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Institutional Logic of Various Development Actors in Microcredit Program (Case study: Group-Based Microcredit Program (KMBK) in Sukorame Village, Binangun District, Blitar Regency, East Java, Indonesia)
The effforts to facilitate community’s participation and encourage their contributions to the decision making process has led to increased development initiatives. Among community development initiatives, the program of Group-Based Microcredit Program (KMBK) has been recognized by development stakeholders as a development approach that offers poor people access to financial services (financial intermediation). In addition, social intermediation in the form of training programs (capacity building) is the key success in eradicating poverty in sustainable development. This study aims to compare the institutional logic of various development actors in the KMBK program in Sukorame Village, Binangun District, Blitar Regency, East Java, Indonesia. This study found that there are differences in institutional logic between development actors in the microcredit program to support sustainable development, namely 'economic logic' and 'development logic'.
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