风险信贷信贷驱动系统采用FUZY TSUKAMOTO方法(案例研究:PT. BPR BINA BARUMUN)

Nurhikmah Tanjung, Mesran Mesran, Kennedi Tampubolon, Suginam Suginam, Maringan Sianturi
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引用次数: 1

摘要

信贷日益增长,越来越需要更广泛的社会,没有资金建立企业的人一般更喜欢做信贷或借钱给可信赖的方,如银行,以支持企业建立。这对银行来说是一个优势。随着银行信贷活动的增加,在银行决定接受或拒绝潜在客户的请求之前,有必要将信贷作为潜在客户的重要考虑因素进行评估。因此,有必要建立一种能够帮助和促进银行快速准确地做出决策的方法。决策的基础是根据标准来确定谁优先获得贷款,以协助确定谁有资格获得贷款,因此需要一个决策支持系统是使用模糊逻辑并应用冢本方法。决策支持信贷供应系统的目的是协助和便利银行作为决策者,在信贷申请被接受或不被接受的情况下提供替代方案。关键词:信誉,决策支持系统,模糊冢本
本文章由计算机程序翻译,如有差异,请以英文原文为准。
SISTEM PENDUKUNG KEPUTUSAN KELAYAKAN PEMBERIAN KREDIT MODAL USAHA MENERAPKAN METODE FUZY TSUKAMOTO (STUDI KASUS : PT. BPR BINA BARUMUN)
Credit is increasingly growing and is increasingly needed by the wider community, people who do not have the capital to establish a business generally prefer to do credit or borrow money to trusted parties such as banks to support the business to be established. This is an advantage for the bank. Increasing credit activities in banks, it is necessary to assess credit as a material consideration for prospective customers before the bank gives a decision to accept or reject a prospective customer request. Therefore it is necessary to build a method that can help and facilitate the bank in giving decisions quickly and accurately. The basis for making decisions is based on the criteria to determine who is prioritized to receive a loan, to assist in determining in determining someone who is eligible to receive a loan, so a decision support system is needed is to use Fuzzy logic and apply the Tsukamoto method. Decision Support Credit Provisioning System is made for the purpose of assisting and facilitating the bank as the decision maker to provide alternatives in the event of a credit application being accepted or not.Keywords: Creditworthiness, Decision Support System, Fuzzy Tsukamoto
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