2019冠状病毒病经济低迷——对尼日利亚企业债务和复苏行动的影响

Corporate Law: Corporate & Financial Law: Interdisciplinary Approaches eJournal Pub Date : 2020-04-22 DOI:10.2139/ssrn.3583053

O. Adekoya, Roland Aibangbee

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引用次数: 4

摘要

新型冠状病毒病(代号“COVID-19”)像野火一样席卷全球。全球主要城市都处于封锁状态，企业纷纷关闭。这预示着借款人和贷款人的巨大危险，因为不良贷款的发生率正在上升。因此，有必要询问和预测贷款人和借款人在处理2019冠状病毒病结束后的纠纷和诉讼时将采取何种行为。对于存款人的资金可能因COVID-19大流行而变得棘手的债权人，有哪些可用的法律选择?那些业务几近瘫痪的贷款机构有什么选择?银行是否应该在疫情平息后立即诉诸法律?贷款机构是否应该等一段时间，让尘埃落定?抗辩挫折或不可抗力的证明价值是什么?这是本文打算回答的一些问题。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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COVID-19 Economic Downturn - The Implication for Corporate Debts and Recovery Actions in Nigeria

The novel coronavirus disease (code-named ‘COVID-19’) has taken the world by storm, spreading like a wildfire. Major cities around the world are in a lockdown as a result of which businesses have closed down. This portends a great danger for borrowers and lenders as incidences of Non-Performing Loans are on the increase. It has therefore become necessary to interrogate and forecast what the behavior of lenders and borrowers would and should be in dealing with disputes and litigation that would attend the end of COVID-19.

What are the available legal options for creditors whose depositors funds may become intractable due to the COVID-19 pandemic? What are the options for lenders whose businesses are in near comatose? Should the lenders hit the court immediately the pandemic subsides? Should the lenders wait a bit to let the dust settle? What is the probative value of pleading frustration or force majeure? These are some of the questions this article sets out to answer.

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Corporate Law: Corporate & Financial Law: Interdisciplinary Approaches eJournal

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