NPF和FDR对印尼伊斯兰公共银行盈利能力的影响(ROA)(2010- 2019年在印尼注册的伊斯兰公共银行的研究)

Siti Khoiriyah, Wirman Wirman
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引用次数: 0

摘要

本研究的目的是探讨印尼伊斯兰商业银行的不良融资(NPF)和融资与存款比率(FDR)对盈利能力(ROA)的影响。本研究的样本为4家银行,其中包括在印尼的外资伊斯兰银行。本研究采用的分析技术是多元线性回归分析。本研究的结果表明,NPF和FDR同时影响ROA。Parsian NPF对ROA有显著的负向影响,而FDR对ROA没有影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
PENGARUH NPF DAN FDR TERHADAP PROFITABILITAS (ROA) BANK UMUM SYARIAH DI INDONESIA (Studi Pada Bank Umum Syariah Yang Terdaftar Di Indonesia Periode 2010- 2019)
The purpose of this study was to axamine the effect of Non Perfoming Financing (NPF) and Financing to Deposit Ratio (FDR) on profitability (ROA) islamic commercial bank in Indonesia. The sample in this study was 4 banks including the foreign Islamic banks in Indonesia. Teh analysis tehcnique used in this study is the multiple linier regression analysis. The results of this study indicate that the NPF and FDR simultaneous influance on ROA. Parsian NPF has a significant negative effect on ROA and FDR has no effect on the ROA. 
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