创新对银行绩效的影响:来自黎巴嫩银行业的证据

Fatima Chalabi
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引用次数: 0

摘要

本研究考察了2009年至2015年7年间创新对黎巴嫩银行绩效的影响。基于17家黎巴嫩国有商业银行的样本,采用加权最小二乘模型来调查两项银行创新(即移动银行和计算机软件投资)与银行€™绩效(以资产收益率和股本收益率衡量)之间的关系。研究中包括四个控制变量,即银行的资本化,成本效率,资产质量和银行的规模。研究结果表明,所研究的两项创新对银行€™绩效都有显著但相反的影响。一个一个
本文章由计算机程序翻译,如有差异,请以英文原文为准。
The Impact of Innovation on Banking Performance: Evidence from Lebanese Banking Sector
This study examines the impact of innovation on performance of the Lebanese banks during 7 years period from 2009 to 2015. Based on a sample of seventeen Lebanese owned commercial banks, a Weighted Least Squares model was employed to investigate the relationship between two banking innovations, namely mobile banking and investment in computer software and banks’ performance as measured by Return-On-Assets and Return-On-Equity. Four control variables were included in the study specifically bank’s capitalization, cost efficiency, asset quality and bank’s size. The findings of the study showed that the two innovations studied have both significant but opposite impact on banks’ performance. Â
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