{"title":"社交媒体作为人身伤害保险的一个因素:风险、费率和监管","authors":"H. Weston, Brenda Wells","doi":"10.52227/22019.2020","DOIUrl":null,"url":null,"abstract":"In this study, the authors analyze the rise of social media claims and how such consumer usage of social media and other types of data might be analyzed to ascertain predictive and appropriate rate factors. Rates must be based on approved rate factors, which must correlate with the risk, be predictive of losses, and not be unfairly discriminatory.","PeriodicalId":261634,"journal":{"name":"Journal of Insurance Regulation","volume":"133 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Social media as a factor in personal injury underwriting: risk, rate and regulation\",\"authors\":\"H. Weston, Brenda Wells\",\"doi\":\"10.52227/22019.2020\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"In this study, the authors analyze the rise of social media claims and how such consumer usage of social media and other types of data might be analyzed to ascertain predictive and appropriate rate factors. Rates must be based on approved rate factors, which must correlate with the risk, be predictive of losses, and not be unfairly discriminatory.\",\"PeriodicalId\":261634,\"journal\":{\"name\":\"Journal of Insurance Regulation\",\"volume\":\"133 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"1900-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Insurance Regulation\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.52227/22019.2020\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Insurance Regulation","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.52227/22019.2020","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Social media as a factor in personal injury underwriting: risk, rate and regulation
In this study, the authors analyze the rise of social media claims and how such consumer usage of social media and other types of data might be analyzed to ascertain predictive and appropriate rate factors. Rates must be based on approved rate factors, which must correlate with the risk, be predictive of losses, and not be unfairly discriminatory.
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