Akibat Hukum Pemegang Hak Tanggungan Yang Tidak Mendaftarkan Sebagai Kreditor Dalam Kepailitan

This study focuses on the dualism of security law and bankruptcy law. The purpose of this study is to identify and analyze two issues: first, the legal consequences for mortgage holders who are not registered as creditors as well as the 60-days expiration of self-execution in bankruptcy; and second,legal protection for mortgage holders who are not registered as creditors following the expiration period for self-execution in bankruptcy. This is a normative legal research with a statutory, conceptual and case approaches. The results of the study conclude: first, the legal consequences for the mortgage holders not registered as a creditor resulting in the mortgage holder being unable to collectthe debtor's obligations as they have been declared bankrupt and insolvent; Second, the object of collateral that cannot be sold through a public auction at the request of the curator must be submitted by the mortgage holder to the curator and becomes the debtor's bankrupted asset (boedel).