评估孟加拉国伊斯兰银行客户的满意度

Kashrima Nawreen, S. Shahimi
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引用次数: 0

摘要

本研究旨在评估孟加拉国伊斯兰银行的客户满意度水平。在此过程中,共发放了300份问卷,并回收了236份完成的问卷。问卷分析结果显示,有形产品、人员服务质量和客户满意度承诺水平这三个自变量之间存在显著的关系。相比之下,同情心水平与顾客满意度没有显著的关系。分析进一步显示,受访者对伊斯兰银行在孟加拉国运营的整体基础设施感到满意,大多数受访者无意转向传统同行。然而,账户持有人转向伊斯兰银行的主要原因是他们想要处理符合伊斯兰教法的银行业务。分析还表明,相当大比例的受访者在伊斯兰银行和传统银行都有账户。该研究表明,伊斯兰银行应加强符合伊斯兰教法的框架,以创造更多收入,实现快速增长,并保持长期可持续性。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Assessing satisfaction among Islamic Bank Customers’ in Bangladesh
This study is conducted to assess the level of customer satisfaction in Islamic banks from the context of Bangladesh.  In the process, 300 questionnaires were distributed, and 236 were returned completed.  The results of the questionnaire analysis reveal that there is significant relationship between three of the independent variables, namely- tangible products, personnel service quality and level of commitment to customer satisfaction.  In contrast, level of compassion does not have a significant relationship with customer satisfaction.  The analyses further reveal that the respondents were satisfied with the overall Islamic Banks’ infrastructure operating in Bangladesh, and most of the respondents did not have intentions to switch to the conventional counterparts.  However, the main reason for the account holders to switch to Islamic banks is because they wanted to deal with Shahriah compliant banking.  The analyses also indicate that a significant percentage of the respondents have accounts with both Islamic banks and conventional banks.  The study has suggested that Islamic Banks should enhance Shahriah compliant framework to generate more income, experience speedy growth, and remain sustainable in the long run.
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