EXPERIENCE OF JOB LOSS BY PRE-RETIREMENT AGE SPECIALISTS

The study of the experience of job loss by specialists of preretirement age in connection with their financial anxiety as a personal factor, as well as with self-assessment of the financial situation and subjective financial well-being is presented in the article. Approaches to the study of financial anxiety as a reactive state and financial anxiety as a personal property are analyzed. It is noted that specialists of preretirement age are subject to noticeable discrimination by employers and experience problems with employment and education. The results of a study of unemployed people of pre-retirement age (N=153) using the “Scale of Personal Financial Anxiety” methods, the Job Loss Situation Perception Questionnaire, the “Social Axioms”, “Value Orientations”, questionnaires for self-assessment of the financial situation and subjective financial wellbeing are presented. Four empirical types of the unemployed are identified, and the features of their perception of the situation of job loss, selfassessment of financial well-being and satisfaction with it are described. Significant differences were found in the level of financial anxiety, self-assessment of financial well-being and satisfaction with it among representatives of different types. It is noted that financial anxiety, being a personality trait, is apparently a significant factor in the perception of a situation of lack of work and determines the general emotional state of the individual, cognitive elaboration of the prevailing life circumstances, as well as behavior strategies in this situation. The possible social consequences of the emotional problems of the unemployed are shown, and the prospects for further research are outlined.