印度银行业的技术创新:分析

A. Malini, Dileep G. Menon
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引用次数: 6

摘要

本文的目标是确定银行业的十个重要创新解决方案,并在与技术相关的产品导向的关系范式和特征的假设背景下分析它们。银行业是一个瞬息万变的行业。发生的最大的范式转变是银行的数字化,旨在为客户提供广泛的利益。以技术为基础的创新将是以更低的成本为不同的客户组合提供多样化和定制化银行服务的关键决定因素。即使它与关系范式的假设趋同,也应该指出,一些银行产品基于可能超出实际市场需求的先进解决方案。我们考察了银行业技术的发展。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Technological innovations in the banking sector in India: An analysis
The goal of the paper is to identify ten important innovative solutions in the banking sector and analyze them in the context of assumptions of the paradigm of relationships and features of product orientation with related to technology. Banking is a rapidly changing industry. The biggest paradigm shift that has occurred is the digitalization of banks which aim at providing customers with a broad scope of benefits. Technology-based innovations will be the key determinant in offering diversified and customized banking services to their varied customer portfolios, at a reduced cost. Even if it is convergent with the assumptions of the paradigm of relationships, it should be indicated that some banking products are based on advanced solutions that may surpass real market demands. We examine the development of technology in the banking sector.
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