{"title":"台湾银行住宅贷款附带人寿保险之研究","authors":"Pih-Shuw Chen, Jia-Jan Lee, Peiyu Ou","doi":"10.47260/JAFB/10611","DOIUrl":null,"url":null,"abstract":"The purpose of this study is to understand the main factors influencing the additional\npurchase of home loan life insurance at the time of home loan processing with\nTaiwan's banks. We used Taiwanese banks 417 customers who applied for housing\nguarantee loans from between 2014-2018. The chi-square test shows that gender\nand occupation significantly influence the purchase of home loan life insurance.\nThe logistic regression analysis indicates that occupation significantly influences\nthe purchase of home loan life insurance. This study may provide a basis for banking\npractitioners to develop future customers in the insurance industry.","PeriodicalId":371149,"journal":{"name":"Journal of Applied Finance and Banking","volume":"27 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2020-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"A Study of Taiwanese Banks’ Home Loan Life Insurance Attached to Home Loans\",\"authors\":\"Pih-Shuw Chen, Jia-Jan Lee, Peiyu Ou\",\"doi\":\"10.47260/JAFB/10611\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The purpose of this study is to understand the main factors influencing the additional\\npurchase of home loan life insurance at the time of home loan processing with\\nTaiwan's banks. We used Taiwanese banks 417 customers who applied for housing\\nguarantee loans from between 2014-2018. The chi-square test shows that gender\\nand occupation significantly influence the purchase of home loan life insurance.\\nThe logistic regression analysis indicates that occupation significantly influences\\nthe purchase of home loan life insurance. This study may provide a basis for banking\\npractitioners to develop future customers in the insurance industry.\",\"PeriodicalId\":371149,\"journal\":{\"name\":\"Journal of Applied Finance and Banking\",\"volume\":\"27 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2020-10-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Applied Finance and Banking\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.47260/JAFB/10611\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Applied Finance and Banking","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.47260/JAFB/10611","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
A Study of Taiwanese Banks’ Home Loan Life Insurance Attached to Home Loans
The purpose of this study is to understand the main factors influencing the additional
purchase of home loan life insurance at the time of home loan processing with
Taiwan's banks. We used Taiwanese banks 417 customers who applied for housing
guarantee loans from between 2014-2018. The chi-square test shows that gender
and occupation significantly influence the purchase of home loan life insurance.
The logistic regression analysis indicates that occupation significantly influences
the purchase of home loan life insurance. This study may provide a basis for banking
practitioners to develop future customers in the insurance industry.
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