Pengaruh CAR, FDR, NPF, BOPO dan BI Rate Terhadap Profitabilitas (Studi pada PT.Bank Syariah Bukopin)

This study aims to examine the effect of CAR, FDR, NPF, BOPO, and BI Rate variables on ROA in Bukopin Sharia Bank for the period of 2009-2018. The data used in this study were obtained from Bukopin Sharia Bank Quarterly Publication Financial Reports for the period 2009-2018 and BI. The number of samples used in this study were 40 data. The results showed that, CAR had a positive and significant effect on ROA, FDR had no effect on ROA, NPF had no effect on ROA, BOPO had a significant negative effect on ROA, and the BI Rate variable had no effect on ROA. The predictive ability of the five variables at ROA is 98.9%, and 1.1% is influenced by other factors outside the research model. The results of this study are expected to be able to become a guideline for the management of Bukopin Sharia Bank in managing the bank.